X

XTB
XTB

Last Price

Financial Snapshot

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Market Data

Market Cap
PLN8.44B
EV
-
Shares Outstanding
117.57M
Beta
0.10
Industry
Financial - Capital Markets

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
2
P/E 2025E
13.81x
P/B 2025E
4.28x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
39.02%
Net Profit Margin 2025E
30.84%
ROE 2025E
32.35%
ROA 2025E
18.80%

Dividends

DPS 2025E
PLN4.03
Payout Ratio 2025E
77.50%
Div. Yield 2025E
5.61%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About XTB S.A.

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X

XTB S.A.

XTB

XTB S.A., together with its subsidiaries, provides ETF, currency derivatives, commodities, indices, stocks, and bonds brokerage services in Central and Eastern Europe, Western Europe, Latin America, and the Middle East. It operates in two segments, Retail Operations a...

Sector

Financial Services

Industry

Financial - Capital Markets

CEO

Arnaout, Omar

Employees

1,462

IPO Date

2016-05-06

Headquarters

Prosta street 67, Warsaw 00-838, Poland

📊 Stock Price & Performance

The last closing price of XTB (XTB) is PLN71.74, reflecting a -0.69% change from the prior session. Last updated: December 30, 2025 at 10:53 AM Eastern Time

Review the recent XTB stock performance trends:Past 1 Month: XTB (XTB) shares have +1.64%.Past 3 Months: The stock has +0.03%.Past 6 Months: XTB shares have -11.83%. Last updated: January 1, 2026 at 12:20 AM Eastern Time

Over the last year, XTB (XTB) has established a 52-week price range between a high of PLN91.76 and a low of PLN61.86. This metric is essential for assessing the stock's annual volatility. Last updated: January 1, 2026 at 12:20 AM Eastern Time

XTB (XTB) is considered a low volatility stock. It has a beta of 0.10, which means it typically moves 0.10 times as much as the broader market. Over the past 52 weeks, XTB has traded within a PLN61.86 – PLN91.76 range. Last updated: January 1, 2026 at 12:20 AM Eastern Time

Based on current XTB analyst forecasts and market assumptions, the consensus price target for XTB (XTB) is PLN84.35 for 2027. Relative to the current price of PLN71.74, this implies a positive upside of +17.45%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 12:20 AM Eastern Time

A PLN1,000 investment in XTB 5 years ago, when the stock was trading around PLN17.88, would be worth approximately PLN4012.02 today, based solely on share price performance (excluding dividends). This represents a total return of 301.20% over the period, equivalent to a compound annual growth rate (CAGR) of 32.03%. Past performance reflects historical price movements only and does not imply future results. Last updated: January 1, 2026 at 12:20 AM Eastern Time

💰 Financial Metrics & Reports

The current XTB (XTB) market capitalization is approximately PLN8.44B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, XTB's market cap fluctuates with changes in its share price and share count. Last updated: January 1, 2026 at 12:20 AM Eastern Time

In the most recently reported quarter, XTB (XTB) generated PLN379.69M in revenue, representing a -19.25% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 4:28 AM Eastern Time

In the most recently reported fiscal year, XTB (XTB) generated net income of PLN859.43M, compared with PLN791.17M in the prior fiscal year, representing a +8.63% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of PLN644.50M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 4:28 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 0.16x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 4:28 AM Eastern Time

Based on the latest available data, XTB (XTB) is currently trading at a last twelve months (LTM) P/E ratio of 12.91x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 4:28 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, XTB (XTB) revenue was PLN379.69M. Earnings per share (EPS) for the quarter were PLN0.45. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 4:28 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether XTB (XTB) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: PLN71.74Consensus price target: PLN84.35Implied return: +17.45% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 4:28 AM Eastern Time

Based on the latest available analyst coverage, XTB (XTB) currently carries a Buy consensus rating. Analysts' average XTB price target is PLN84.35. Relative to the current share price of PLN71.74, this suggests a potential price change of approximately +17.45%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 4:28 AM Eastern Time

Like other publicly traded stocks, XTB (XTB) shares are bought and sold on stock exchanges such as WSE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for XTB (XTB) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add XTB to your watchlist.

XTB trades under the ticker symbol XTB on the WSE stock exchange. The ticker XTB is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, XTB (XTB) employs approximately 1,462 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: January 1, 2026 at 12:20 AM Eastern Time

XTB (XTB) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest XTB (XTB) stock peers based on overlapping products, services, and competitive dynamics:Plus500 (PLUS)Avanza Bank Holding (AZA)IG Group Holdings (IGG)Nordnet (SAVE)Global Menkul Degerler Anonim Sirketi (GLBMD)Swissquote Group Holding (SQN)flatexDEGIRO (FTK)eToro Group (ETOR)Gielda Papierów Wartosciowych w Warszawie (GPW) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to XTB.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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