A

Alior Bank
ALR

Last Price

Financial Snapshot

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Market Data

Market Cap
PLN14.42B
EV
-
Shares Outstanding
130.55M
Beta
1.05
Industry
Banks - Diversified

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
8
P/E 2025E
6.37x
P/B 2025E
1.18x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
58.01%
Net Profit Margin 2025E
37.84%
ROE 2025E
19.57%
ROA 2025E
2.43%

Dividends

DPS 2025E
PLN9.01
Payout Ratio 2025E
51.69%
Div. Yield 2025E
8.13%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Alior Bank S.A.

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A

Alior Bank S.A.

ALR

Alior Bank S.A. provides various banking products and services for individuals, businesses, and enterprises in Poland. The company operates through three segments: Retail, Corporate, and Treasury Activities. It offers term and savings deposits and current and subsidia...

Sector

Financial Services

Industry

Banks - Diversified

CEO

Zabski, Piotr

Employees

7,004

IPO Date

2012-12-17

Headquarters

ul. Lopuszanska 38D, Warsaw 02-232, Poland

šŸ“Š Stock Price & Performance

The last closing price of Alior Bank (ALR) is PLN111.00, reflecting a +0.59% change from the prior session. Last updated: December 30, 2025 at 10:53 AM Eastern Time

Review the recent ALR stock performance trends:Past 1 Month: Alior Bank (ALR) shares have +6.77%.Past 3 Months: The stock has +7.65%.Past 6 Months: ALR shares have +16.75%. Last updated: January 1, 2026 at 12:20 AM Eastern Time

Over the last year, Alior Bank (ALR) has established a 52-week price range between a high of PLN123.95 and a low of PLN84.76. This metric is essential for assessing the stock's annual volatility. Last updated: January 1, 2026 at 12:20 AM Eastern Time

Alior Bank (ALR) is considered a medium volatility stock. It has a beta of 1.05, which means it typically moves 1.05 times as much as the broader market. Over the past 52 weeks, ALR has traded within a PLN84.76 – PLN123.95 range. Last updated: January 1, 2026 at 12:20 AM Eastern Time

Based on current ALR analyst forecasts and market assumptions, the consensus price target for Alior Bank (ALR) is PLN126.68 for 2027. Relative to the current price of PLN111.00, this implies a positive upside of +14.69%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 12:20 AM Eastern Time

A PLN1,000 investment in Alior Bank 5 years ago, when the stock was trading around PLN17.06, would be worth approximately PLN6507.58 today, based solely on share price performance (excluding dividends). This represents a total return of 550.76% over the period, equivalent to a compound annual growth rate (CAGR) of 45.44%. Past performance reflects historical price movements only and does not imply future results. Last updated: January 1, 2026 at 12:20 AM Eastern Time

šŸ’° Financial Metrics & Reports

The current Alior Bank (ALR) market capitalization is approximately PLN14.42B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Alior Bank's market cap fluctuates with changes in its share price and share count. Last updated: January 1, 2026 at 12:20 AM Eastern Time

In the most recently reported quarter, Alior Bank (ALR) generated PLN1.53B in revenue, representing a -2.23% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately PLN1.52B, implying an expected -1.88% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: December 28, 2025 at 5:02 AM Eastern Time

In the most recently reported fiscal year, Alior Bank (ALR) generated net income of PLN2.45B, compared with PLN2.03B in the prior fiscal year, representing a +20.44% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of PLN2.28B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: December 28, 2025 at 5:02 AM Eastern Time

Based on the latest available data, Alior Bank (ALR) is currently trading at a last twelve months (LTM) P/E ratio of 6.32x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: December 30, 2025 at 10:53 AM Eastern Time

šŸ“… Earnings & Dividends

Alior Bank (ALR) is currently scheduled to report its next earnings results on March 1, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: January 1, 2026 at 12:20 AM Eastern Time

In the most recently reported quarter, Alior Bank (ALR) revenue was PLN1.53B, compared with analyst consensus expectations of PLN1.53B, representing a +0.33% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were PLN4.31. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: šŸ‘‰ Estimates vs. Actuals Last updated: December 28, 2025 at 5:02 AM Eastern Time

Alior Bank (ALR) does not currently pay a dividend. Over the last twelve months (LTM), the company paid PLN0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: December 28, 2025 at 5:02 AM Eastern Time

šŸ“ˆ Analyst Information

Analyst assessments of whether Alior Bank (ALR) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: PLN111.00Consensus price target: PLN126.68Implied return: +14.69% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: December 30, 2025 at 10:53 AM Eastern Time

Based on the latest available analyst coverage, Alior Bank (ALR) currently carries a Buy consensus rating. Analysts' average ALR price target is PLN126.68. Relative to the current share price of PLN111.00, this suggests a potential price change of approximately +14.69%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: December 30, 2025 at 10:53 AM Eastern Time

Like other publicly traded stocks, Alior Bank (ALR) shares are bought and sold on stock exchanges such as WSE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Alior Bank (ALR) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ā„¹ļø Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add ALR to your watchlist.

Alior Bank trades under the ticker symbol ALR on the WSE stock exchange. The ticker ALR is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Alior Bank (ALR) employs approximately 7,004 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: January 1, 2026 at 12:20 AM Eastern Time

Alior Bank (ALR) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Alior Bank (ALR) stock peers based on overlapping products, services, and competitive dynamics:Bank Millennium (MIL)Bank Polska Kasa Opieki (PEO)ING Bank Slaski (ING)BNP Paribas Bank Polska (BNP)mBank (MBK)Bank Handlowy w Warszawie (BHW)Santander Bank Polska (SPL)Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PKO)Alpha Bank (ALPHA) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Alior Bank.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright Ā© 2026, S&P Global Market Intelligence. All rights reserved.

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