S

SBI Shinsei Bank
8303

Last Price

Financial Snapshot

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Market Data

Market Cap
¥1.78T
EV
-
Shares Outstanding
887.00M
Beta
-0.28
Industry
Banks - Regional

Wall Street View

Analyst Rating
HOLD
Analyst Target Price
Number of Analysts
3
P/E 2026E
16.77x
P/Revenue 2026E
5.43x

Historical 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Forecasted 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Margins & Returns

Gross Margin 2026E
-
Net Profit Margin 2026E
31.69%
ROE 2026E
9.90%
ROCE 2025
8.81%

Dividends

DPS 2026E
¥34.00
Payout Ratio 2026E
28.40%
Div. Yield 2026E
1.70%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About SBI Shinsei Bank, Limited

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S

SBI Shinsei Bank, Limited

8303

SBI Shinsei Bank, Limited provides banking and financial products and services to individual customers, corporations, public-sector entities, and financial institutions in Japan. It offers Yen/foreign currency deposits, and structured deposits; mortgage loans; corpora...

Sector

Financial Services

Industry

Banks - Regional

CEO

Kawashima, Katsuya

Employees

5,689

IPO Date

2004-02-19

Headquarters

Nihonbashi Muromachi Nomura Building, 2-4-3 Muromachi, Nihonbashi, Chuo, Tokyo, 103-8303, Japan

📊 Stock Price & Performance

The last closing price of SBI Shinsei Bank (8303) is ¥1980.50, reflecting a -1.32% change from the prior session. Last updated: February 15, 2026 at 9:31 PM Eastern Time

Review of Recent 8303 Stock Performance trends:Past 1 Month: SBI Shinsei Bank (8303) shares changed by -1.18%.Past 3 Months: The stock recorded a change of +23.66%.Past 6 Months: 8303 shares posted a change of +23.66%. Last updated: February 15, 2026 at 5:51 PM Eastern Time

Over the last year, SBI Shinsei Bank (8303) has established a 52-week price range between a high of ¥2200.00 and a low of ¥1570.00. This metric is essential for assessing the stock's annual volatility. Last updated: February 15, 2026 at 5:51 PM Eastern Time

SBI Shinsei Bank (8303) is considered a low volatility stock. It has a beta of -0.28, which means it typically moves in the opposite direction of the broader market, with a magnitude of approximately 0.28 times the market's movement. Over the past 52 weeks, 8303 has traded within a ¥1570.00 – ¥2200.00 range. Last updated: February 15, 2026 at 5:51 PM Eastern Time

Based on current 8303 analyst forecasts, the consensus price target for SBI Shinsei Bank (8303) is ¥1886.67 for 2027. Relative to the current price of ¥1980.50, this implies a potential downside of -6.00%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: February 15, 2026 at 9:31 PM Eastern Time

A ¥1,000 investment in SBI Shinsei Bank 5 years ago, when the stock was trading around ¥1389.20, would be worth approximately ¥1425.64 today, based solely on share price performance (excluding dividends). This represents a total return of 42.56% over the period, equivalent to a compound annual growth rate (CAGR) of 7.35%. Past performance reflects historical price movements only and does not imply future results. Last updated: February 15, 2026 at 5:51 PM Eastern Time

💰 Financial Metrics & Reports

The current SBI Shinsei Bank (8303) market capitalization is approximately ¥1.78T, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, SBI Shinsei Bank's market cap fluctuates with changes in its share price and share count. Last updated: February 15, 2026 at 5:51 PM Eastern Time

In the most recently reported quarter, SBI Shinsei Bank (8303) generated ¥83.90B in revenue. For the next quarter, analyst consensus currently expects revenue of approximately ¥78.34B. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: February 15, 2026 at 6:29 AM Eastern Time

In the most recently reported fiscal year, SBI Shinsei Bank (8303) generated net income of ¥84.50B, compared with ¥57.92B in the prior fiscal year, representing a +45.88% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ¥103.92B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: February 15, 2026 at 6:29 AM Eastern Time

Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 20.22x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: February 15, 2026 at 9:31 PM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, SBI Shinsei Bank (8303) revenue was ¥83.90B, compared with analyst consensus expectations of ¥77.03B, representing a +8.92% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were ¥26.27, compared with consensus estimates of ¥19.80, resulting in an +32.68% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: February 15, 2026 at 6:29 AM Eastern Time

SBI Shinsei Bank (8303) does not currently pay a dividend. Over the last twelve months (LTM), the company paid ¥0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: February 15, 2026 at 6:29 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether SBI Shinsei Bank (8303) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ¥1980.50Consensus price target: ¥1886.67Implied return: -6.00% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: February 15, 2026 at 9:31 PM Eastern Time

Based on the latest available analyst coverage, SBI Shinsei Bank (8303) currently carries a Hold consensus rating. Analysts' average 8303 price target is ¥1886.67. Relative to the current share price of ¥1980.50, this suggests a potential price change of approximately -6.00%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: February 15, 2026 at 9:31 PM Eastern Time

Like other publicly traded stocks, SBI Shinsei Bank (8303) shares are bought and sold on stock exchanges such as TSE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for SBI Shinsei Bank (8303) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add 8303 to your watchlist.

SBI Shinsei Bank trades under the ticker symbol 8303 on the TSE stock exchange. The ticker 8303 is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, SBI Shinsei Bank (8303) employs approximately 5,689 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: February 15, 2026 at 5:51 PM Eastern Time

SBI Shinsei Bank (8303) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest SBI Shinsei Bank (8303) stock peers based on overlapping products, services, and competitive dynamics:Fukuoka Financial Group (8354)Zions (ZION)Popular (BPOP)Chiba Bank (8331)Bank of Qingdao (3866)Webster Financial (WBS)Aozora Bank (8304)Old National (ONB)First National of Nebraska (FINN)Mebuki Financial Group (7167) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to SBI Shinsei Bank.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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