002807 logo

Jiangsu Jiangyin Rural Commercial Bank
002807

Last Price

Financial Snapshot

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Market Data

Market Cap
CN¥11.25B
EV
-
Shares Outstanding
2.46B
Beta
0.29
Industry
Banks - Regional

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
1
P/E 2025E
4.90x
P/B 2025E
0.55x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
66.99%
Net Profit Margin 2025E
53.45%
ROE 2025E
11.78%
ROA 2025E
1.09%

Dividends

DPS 2025E
CN¥0.23
Payout Ratio 2025E
24.73%
Div. Yield 2025E
5.03%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.

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002807 logo

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.

002807

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. provides various personal and corporate banking products and services in China. The company operates through three segments: Corporate Business, Personal Business, and Treasury Business. It offers fixed, current, smart, ...

Sector

Financial Services

Industry

Banks - Regional

CEO

Ni, Qinghua

Employees

1,712

IPO Date

2016-09-02

Headquarters

No. 1 Chengjiang Middle Road, 11th Floor, Yinxin Building, Jiangyin, Jiangsu Province, 214431, China

📊 Stock Price & Performance

The last closing price of Jiangsu Jiangyin Rural Commercial Bank (002807) is CN¥4.57, reflecting a -0.22% change from the prior session. Last updated: January 1, 2026 at 2:03 AM Eastern Time

Review the recent 002807 stock performance trends:Past 1 Month: Jiangsu Jiangyin Rural Commercial Bank (002807) shares have -5.19%.Past 3 Months: The stock has +2.70%.Past 6 Months: 002807 shares have -3.79%. Last updated: January 1, 2026 at 12:04 AM Eastern Time

Over the last year, Jiangsu Jiangyin Rural Commercial Bank (002807) has established a 52-week price range between a high of CN¥5.39 and a low of CN¥4.03. This metric is essential for assessing the stock's annual volatility. Last updated: January 1, 2026 at 12:04 AM Eastern Time

Jiangsu Jiangyin Rural Commercial Bank (002807) is considered a low volatility stock. It has a beta of 0.29, which means it typically moves 0.29 times as much as the broader market. Over the past 52 weeks, 002807 has traded within a CN¥4.03 – CN¥5.39 range. Last updated: January 1, 2026 at 12:04 AM Eastern Time

Based on current 002807 analyst forecasts and market assumptions, the consensus price target for Jiangsu Jiangyin Rural Commercial Bank (002807) is CN¥5.40 for 2027. Relative to the current price of CN¥4.57, this implies a positive upside of +18.16%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 2:03 AM Eastern Time

A CN¥1,000 investment in Jiangsu Jiangyin Rural Commercial Bank 5 years ago, when the stock was trading around CN¥4.28, would be worth approximately CN¥1067.77 today, based solely on share price performance (excluding dividends). This represents a total return of 6.78% over the period, equivalent to a compound annual growth rate (CAGR) of 1.32%. Past performance reflects historical price movements only and does not imply future results. Last updated: January 1, 2026 at 12:04 AM Eastern Time

💰 Financial Metrics & Reports

The current Jiangsu Jiangyin Rural Commercial Bank (002807) market capitalization is approximately CN¥11.25B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Jiangsu Jiangyin Rural Commercial Bank's market cap fluctuates with changes in its share price and share count. Last updated: January 1, 2026 at 12:04 AM Eastern Time

In the most recently reported quarter, Jiangsu Jiangyin Rural Commercial Bank (002807) generated CN¥794.89M in revenue, representing a +9.65% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 3:36 AM Eastern Time

In the most recently reported fiscal year, Jiangsu Jiangyin Rural Commercial Bank (002807) generated net income of CN¥2.04B, compared with CN¥1.89B in the prior fiscal year, representing a +7.88% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of CN¥2.30B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 3:36 AM Eastern Time

Based on the latest available data, Jiangsu Jiangyin Rural Commercial Bank (002807) is currently trading at a last twelve months (LTM) P/E ratio of 5.34x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 3:36 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Jiangsu Jiangyin Rural Commercial Bank (002807) revenue was CN¥794.89M. Earnings per share (EPS) for the quarter were CN¥0.18. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 3:36 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Jiangsu Jiangyin Rural Commercial Bank (002807) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: CN¥4.57Consensus price target: CN¥5.40Implied return: +18.16% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 3:36 AM Eastern Time

Based on the latest available analyst coverage, Jiangsu Jiangyin Rural Commercial Bank (002807) currently carries a Outperform consensus rating. Analysts' average 002807 price target is CN¥5.40. Relative to the current share price of CN¥4.57, this suggests a potential price change of approximately +18.16%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 3:36 AM Eastern Time

Like other publicly traded stocks, Jiangsu Jiangyin Rural Commercial Bank (002807) shares are bought and sold on stock exchanges such as SZSE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Jiangsu Jiangyin Rural Commercial Bank (002807) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add 002807 to your watchlist.

Jiangsu Jiangyin Rural Commercial Bank trades under the ticker symbol 002807 on the SZSE stock exchange. The ticker 002807 is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Jiangsu Jiangyin Rural Commercial Bank (002807) employs approximately 1,712 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: January 1, 2026 at 12:04 AM Eastern Time

Jiangsu Jiangyin Rural Commercial Bank (002807) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Jiangsu Jiangyin Rural Commercial Bank (002807) stock peers based on overlapping products, services, and competitive dynamics:Jiangsu Zhangjiagang Rural Commercial Bank (002839)Jiangsu Suzhou Rural Commercial Bank (603323)Wuxi Rural Commercial Bank (600908)Jiangsu Changshu Rural Commercial Bank (601128)TOMONY Holdings (8600)Chongqing Rural Commercial Bank (3618)Keiyo Bank (8544)Procrea Holdings (7384)Awa Bank (8388)Musashino Bank (8336) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Jiangsu Jiangyin Rural Commercial Bank.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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