U

United Overseas Insurance
U13

Last Price

Financial Snapshot

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Market Data

Market Cap
SGD470.28M
EV
SGD414.06M
Shares Outstanding
61.16M
Beta
0.07
Industry
Insurance - Property & Casualty

Wall Street View

Analyst Rating
-
Analyst Target Price
-
Number of Analysts
0
P/E 2025E
-
P/B 2025E
-

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
-
Net Profit Margin 2025E
-
ROE 2025E
-
ROA 2025E
-

Dividends

DPS 2025E
-
Payout Ratio 2025E
-
Div. Yield 2025E
-
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About United Overseas Insurance Limited

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U

United Overseas Insurance Limited

U13

United Overseas Insurance Limited engages in the underwriting general insurance business in Singapore, ASEAN countries, and internationally. The company offers personal insurance products, including travel, motor, accident protection, and home contents insurance produ...

Sector

Financial Services

Industry

Insurance - Property & Casualty

CEO

Lim, Chee-Hua

Employees

131

IPO Date

2000-01-03

Headquarters

No. 02-01 UOI Building, 146 Robinson Road, Singapore 068909, Singapore

📊 Stock Price & Performance

The last closing price of United Overseas Insurance (U13) is SGD7.69, reflecting a +0.00% change from the prior session. Last updated: January 1, 2026 at 4:04 AM Eastern Time

Review the recent U13 stock performance trends:Past 1 Month: United Overseas Insurance (U13) shares have -0.13%.Past 3 Months: The stock has +0.52%.Past 6 Months: U13 shares have -2.66%. Last updated: December 31, 2025 at 11:59 PM Eastern Time

Over the last year, United Overseas Insurance (U13) has established a 52-week price range between a high of SGD8.09 and a low of SGD6.98. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:59 PM Eastern Time

United Overseas Insurance (U13) is considered a low volatility stock. It has a beta of 0.07, which means it typically moves 0.07 times as much as the broader market. Over the past 52 weeks, U13 has traded within a SGD6.98 – SGD8.09 range. Last updated: December 31, 2025 at 11:59 PM Eastern Time

A SGD1,000 investment in United Overseas Insurance 5 years ago, when the stock was trading around SGD6.73, would be worth approximately SGD1142.49 today, based solely on share price performance (excluding dividends). This represents a total return of 14.25% over the period, equivalent to a compound annual growth rate (CAGR) of 2.70%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:59 PM Eastern Time

💰 Financial Metrics & Reports

The current United Overseas Insurance (U13) market capitalization is approximately SGD470.28M, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, United Overseas Insurance's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:59 PM Eastern Time

In the most recently reported quarter, United Overseas Insurance (U13) generated SGD36.19M in revenue, representing a +31.27% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 3:19 AM Eastern Time

In the most recently reported fiscal year, United Overseas Insurance (U13) generated net income of SGD29.80M, compared with SGD29.26M in the prior fiscal year, representing a +1.85% year over year change. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 3:19 AM Eastern Time

According to its latest quarterly filing, United Overseas Insurance (U13) reported EBITDA of SGD9.97M, representing a +64.06% year over year change. EBITDA is a non-GAAP measure and does not account for depreciation, amortization, interest expense, taxes, or capital expenditures. As a result, it should be considered alongside other financial metrics when assessing operating performance. Actual results may differ from estimates as company-specific or macroeconomic conditions evolve. Last updated: January 1, 2026 at 3:19 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 0.00x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 3:19 AM Eastern Time

Based on the latest available data, United Overseas Insurance (U13) is currently trading at a last twelve months (LTM) P/E ratio of 19.39x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 4:04 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, United Overseas Insurance (U13) revenue was SGD36.19M. Earnings per share (EPS) for the quarter were SGD0.07. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 3:19 AM Eastern Time

📈 Analyst Information

Based on the latest available analyst coverage, United Overseas Insurance (U13) currently carries a not available consensus rating. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 4:04 AM Eastern Time

Like other publicly traded stocks, United Overseas Insurance (U13) shares are bought and sold on stock exchanges such as SGX and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for United Overseas Insurance (U13) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add U13 to your watchlist.

United Overseas Insurance trades under the ticker symbol U13 on the SGX stock exchange. The ticker U13 is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, United Overseas Insurance (U13) employs approximately 131 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:59 PM Eastern Time

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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