U

United Overseas Bank
U11

Last Price

Financial Snapshot

gainify

Market Data

Market Cap
SGD57.93B
EV
-
Shares Outstanding
1.65B
Beta
0.42
Industry
Banks - Regional

Wall Street View

Analyst Rating
HOLD
Analyst Target Price
Number of Analysts
15
P/E 2025E
12.57x
P/B 2025E
1.18x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
55.20%
Net Profit Margin 2025E
33.48%
ROE 2025E
9.67%
ROA 2025E
0.86%

Dividends

DPS 2025E
SGD1.91
Payout Ratio 2025E
68.46%
Div. Yield 2025E
5.45%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

gainify

About United Overseas Bank Limited

gainify

U

United Overseas Bank Limited

U11

United Overseas Bank Limited, together with its subsidiaries, provides banking products and services worldwide. It operates through three segments: Group Retail, Group Wholesale Banking, and Global Markets. The company offers deposit products; loan products, including...

Sector

Financial Services

Industry

Banks - Regional

CEO

Wee, Ee Cheong

Employees

31,921

IPO Date

2000-01-03

Headquarters

UOB Plaza, 80 Raffles Place, Singapore 048624, Singapore

📊 Stock Price & Performance

The current price of United Overseas Bank (U11) is SGD35.06, reflecting a -0.43% change compared to the previous close. Last updated: January 1, 2026 at 3:25 AM Eastern Time

Review the recent U11 stock performance trends:Past 1 Month: United Overseas Bank (U11) shares have +3.18%.Past 3 Months: The stock has +1.39%.Past 6 Months: U11 shares have -2.61%. Last updated: December 31, 2025 at 11:59 PM Eastern Time

Over the last year, United Overseas Bank (U11) has established a 52-week price range between a high of SGD39.20 and a low of SGD29.00. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:59 PM Eastern Time

United Overseas Bank (U11) is considered a low volatility stock. It has a beta of 0.42, which means it typically moves 0.42 times as much as the broader market. Over the past 52 weeks, U11 has traded within a SGD29.00 – SGD39.20 range. Last updated: December 31, 2025 at 11:59 PM Eastern Time

Based on current U11 analyst forecasts and market assumptions, the consensus price target for United Overseas Bank (U11) is SGD35.83 for 2027. Relative to the current price of SGD35.06, this implies a positive upside of +2.21%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 3:25 AM Eastern Time

A SGD1,000 investment in United Overseas Bank 5 years ago, when the stock was trading around SGD22.59, would be worth approximately SGD1552.08 today, based solely on share price performance (excluding dividends). This represents a total return of 55.21% over the period, equivalent to a compound annual growth rate (CAGR) of 9.19%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:59 PM Eastern Time

💰 Financial Metrics & Reports

The current United Overseas Bank (U11) market capitalization is approximately SGD57.93B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, United Overseas Bank's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:59 PM Eastern Time

In the most recently reported quarter, United Overseas Bank (U11) generated SGD3.40B in revenue, representing a -11.37% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately SGD3.43B, implying an expected -0.90% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 3:19 AM Eastern Time

In the most recently reported fiscal year, United Overseas Bank (U11) generated net income of SGD6.05B, compared with SGD5.71B in the prior fiscal year, representing a +5.85% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of SGD4.66B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 3:19 AM Eastern Time

Based on the latest available data, United Overseas Bank (U11) is currently trading at a last twelve months (LTM) P/E ratio of 9.75x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 10.19x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 3:25 AM Eastern Time

📅 Earnings & Dividends

United Overseas Bank (U11) is currently scheduled to report its next earnings results on February 15, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:59 PM Eastern Time

In the most recently reported quarter, United Overseas Bank (U11) revenue was SGD3.40B, compared with analyst consensus expectations of SGD3.49B, representing a -2.60% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were SGD0.27, compared with consensus estimates of SGD0.80, resulting in an -66.71% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 3:19 AM Eastern Time

United Overseas Bank (U11) has paid dividends over the last twelve months (LTM), totaling SGD1.35 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at SGD1.55 per share , implying a forward dividend yield of +4.42% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: January 1, 2026 at 3:19 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether United Overseas Bank (U11) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: SGD35.06Consensus price target: SGD35.83Implied return: +2.21% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 3:25 AM Eastern Time

Based on the latest available analyst coverage, United Overseas Bank (U11) currently carries a Hold consensus rating. Analysts' average U11 price target is SGD35.83. Relative to the current share price of SGD35.06, this suggests a potential price change of approximately +2.21%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 3:25 AM Eastern Time

Like other publicly traded stocks, United Overseas Bank (U11) shares are bought and sold on stock exchanges such as SGX and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for United Overseas Bank (U11) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add U11 to your watchlist.

United Overseas Bank trades under the ticker symbol U11 on the SGX stock exchange. The ticker U11 is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, United Overseas Bank (U11) employs approximately 31,921 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:59 PM Eastern Time

United Overseas Bank (U11) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest United Overseas Bank (U11) stock peers based on overlapping products, services, and competitive dynamics:Oversea-Chinese Banking Corporation (O39)DBS Group Holdings (D05)BOC Hong Kong (Holdings) (2388)KB Financial Group (A105560) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to United Overseas Bank.

gainifypowered-by-sp
Socials
Send us an emailFollow us on XConnect with us on LinkedInFollow us on InstagramFollow us on ThreadsCheck us out on TrustpilotFollow us on YouTubeFind us on Google Maps

Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

View Data Providers

NEWSLETTER

Gainify provides tools and content designed to help users explore and understand the world of investing. All information available through our platform is for educational and informational use only. It is not intended as financial, investment or legal advice, and should not be treated as a recommendation or endorsement of any investment approach.
Our content is general in nature and does not account for your personal financial circumstances. Any investment decisions you make are your responsibility. We strongly recommend speaking with a licensed financial advisor or professional before acting on any information found on Gainify. Before using Gainify, please review our Terms of Service.

© 2026 Gainify. All rights reserved.