V

VCREDIT Holdings
2003

Last Price

Financial Snapshot

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Market Data

Market Cap
HK$1.21B
EV
-
Shares Outstanding
485.58M
Beta
-0.00
Industry
Financial - Credit Services

Wall Street View

Analyst Rating
-
Analyst Target Price
-
Number of Analysts
0
P/E 2025E
-
P/B 2025E
-

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
-
Net Profit Margin 2025E
-
ROE 2025E
-
ROA 2025E
-

Dividends

DPS 2025E
-
Payout Ratio 2025E
-
Div. Yield 2025E
-
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About VCREDIT Holdings Limited

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V

VCREDIT Holdings Limited

2003

VCREDIT Holdings Limited, an investment holding company, provides technology-driven consumer financial services to borrowers in the People’s Republic of China and Hong Kong. The company offers credit card balance transfer and consumption credit products. It also provi...

Sector

Financial Services

Industry

Financial - Credit Services

CEO

Liu, Sai Wang

Employees

926

IPO Date

2018-06-21

Headquarters

Two Pacific Place, Suite 1918, 19/F, 88 Queensway, Hong Kong Hong Kong

📊 Stock Price & Performance

The last closing price of VCREDIT Holdings (2003) is HK$2.50, reflecting a -2.72% change from the prior session. Last updated: January 1, 2026 at 3:01 AM Eastern Time

Review the recent 2003 stock performance trends:Past 1 Month: VCREDIT Holdings (2003) shares have -6.72%.Past 3 Months: The stock has -26.47%.Past 6 Months: 2003 shares have -34.38%. Last updated: December 31, 2025 at 11:57 PM Eastern Time

Over the last year, VCREDIT Holdings (2003) has established a 52-week price range between a high of HK$4.72 and a low of HK$1.95. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:57 PM Eastern Time

VCREDIT Holdings (2003) is considered a low volatility stock. It has a beta of -0.00, which means it typically moves in the opposite direction of the broader market, with a magnitude of approximately 0.00 times the market's movement. Over the past 52 weeks, 2003 has traded within a HK$1.95 – HK$4.72 range. Last updated: December 31, 2025 at 11:57 PM Eastern Time

A HK$1,000 investment in VCREDIT Holdings 5 years ago, when the stock was trading around HK$3.48, would be worth approximately HK$718.42 today, based solely on share price performance (excluding dividends). This represents a total return of -28.16% over the period, equivalent to a compound annual growth rate (CAGR) of -6.40%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:57 PM Eastern Time

💰 Financial Metrics & Reports

The current VCREDIT Holdings (2003) market capitalization is approximately HK$1.21B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, VCREDIT Holdings's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:57 PM Eastern Time

In the most recently reported quarter, VCREDIT Holdings (2003) generated HK$953.83M in revenue, representing a +73.46% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 3:11 AM Eastern Time

In the most recently reported fiscal year, VCREDIT Holdings (2003) generated net income of HK$508.85M, compared with HK$500.06M in the prior fiscal year, representing a +1.76% year over year change. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 3:11 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 1.57x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 3:11 AM Eastern Time

Based on the latest available data, VCREDIT Holdings (2003) is currently trading at a last twelve months (LTM) P/E ratio of 1.97x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 3:11 AM Eastern Time

📅 Earnings & Dividends

VCREDIT Holdings (2003) is currently scheduled to report its next earnings results on March 22, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:57 PM Eastern Time

In the most recently reported quarter, VCREDIT Holdings (2003) revenue was HK$953.83M. Earnings per share (EPS) for the quarter were HK$0.24. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 3:11 AM Eastern Time

📈 Analyst Information

Based on the latest available analyst coverage, VCREDIT Holdings (2003) currently carries a not available consensus rating. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 3:11 AM Eastern Time

Like other publicly traded stocks, VCREDIT Holdings (2003) shares are bought and sold on stock exchanges such as SEHK and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for VCREDIT Holdings (2003) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add 2003 to your watchlist.

VCREDIT Holdings trades under the ticker symbol 2003 on the SEHK stock exchange. The ticker 2003 is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, VCREDIT Holdings (2003) employs approximately 926 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:57 PM Eastern Time

VCREDIT Holdings (2003) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest VCREDIT Holdings (2003) stock peers based on overlapping products, services, and competitive dynamics:Propel Holdings (PRL)Zip Co (ZIP)Yiren Digital (YRD)FleetPartners Group (FPR)OppFi (OPFI)Sun Hung Kai & Co. (86)Latitude Group Holdings (LFS) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to VCREDIT Holdings.

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