I

Industrial and Commercial Bank of China
1398

Last Price

Financial Snapshot

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Market Data

Market Cap
HK$2.88T
EV
-
Shares Outstanding
356.41B
Beta
0.23
Industry
Banks - Diversified

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
18
P/E 2025E
5.55x
P/B 2025E
0.51x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
68.90%
Net Profit Margin 2025E
44.81%
ROE 2025E
9.20%
ROA 2025E
0.71%

Dividends

DPS 2025E
HK$0.34
Payout Ratio 2025E
30.91%
Div. Yield 2025E
5.62%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Industrial and Commercial Bank of China Limited

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I

Industrial and Commercial Bank of China Limited

1398

Industrial and Commercial Bank of China Limited, together with its subsidiaries, provides banking products and services in the People's Republic of China and internationally. It operates through Corporate Banking, Personal Banking, and Treasury Operations segments. Th...

Sector

Financial Services

Industry

Banks - Diversified

CEO

Liu, Jun

Employees

415,159

IPO Date

2006-10-27

Headquarters

No.55 Fuxingmennei Avenue, Xicheng District, Beijing, Beijing Province, 100140 China

📊 Stock Price & Performance

The last closing price of Industrial and Commercial Bank of China (1398) is HK$6.12, reflecting a -0.16% change from the prior session. Last updated: December 22, 2025 at 3:00 AM Eastern Time

Review the recent 1398 stock performance trends:Past 1 Month: Industrial and Commercial Bank of China (1398) shares have -4.38%.Past 3 Months: The stock has +4.08%.Past 6 Months: 1398 shares have -1.29%. Last updated: December 21, 2025 at 10:21 PM Eastern Time

Over the last year, Industrial and Commercial Bank of China (1398) has established a 52-week price range between a high of HK$6.66 and a low of HK$4.75. This metric is essential for assessing the stock's annual volatility. Last updated: December 21, 2025 at 10:21 PM Eastern Time

Industrial and Commercial Bank of China (1398) is considered a low volatility stock. It has a beta of 0.23, which means it typically moves 0.23 times as much as the broader market. Over the past 52 weeks, 1398 has traded within a HK$4.75 – HK$6.66 range. Last updated: December 21, 2025 at 10:21 PM Eastern Time

Based on current 1398 analyst forecasts and market assumptions, the consensus year (December 22, 2026) price target for Industrial and Commercial Bank of China (1398) is HK$7.30. Relative to the current price of HK$6.12, this implies a positive upside of +19.56%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 22, 2025 at 3:00 AM Eastern Time

A HK$1,000 investment in Industrial and Commercial Bank of China 5 years ago, when the stock was trading around HK$4.54, would be worth approximately HK$1347.72 today, based solely on share price performance (excluding dividends). This represents a total return of 34.77% over the period, equivalent to a compound annual growth rate (CAGR) of 6.15%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 21, 2025 at 10:21 PM Eastern Time

💰 Financial Metrics & Reports

The current Industrial and Commercial Bank of China (1398) market capitalization is approximately HK$2.88T, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Industrial and Commercial Bank of China's market cap fluctuates with changes in its share price and share count. Last updated: December 21, 2025 at 10:21 PM Eastern Time

In the most recently reported quarter, Industrial and Commercial Bank of China (1398) generated HK$220.64B in revenue, representing a +1.06% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately HK$206.58B, implying an expected +3.80% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: December 22, 2025 at 2:25 AM Eastern Time

In the most recently reported fiscal year, Industrial and Commercial Bank of China (1398) generated net income of HK$389.34B, compared with HK$401.00B in the prior fiscal year, representing a -2.91% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of HK$397.03B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: December 22, 2025 at 2:25 AM Eastern Time

Based on the latest available data, Industrial and Commercial Bank of China (1398) is currently trading at a last twelve months (LTM) P/E ratio of 5.72x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: December 22, 2025 at 3:00 AM Eastern Time

📅 Earnings & Dividends

Industrial and Commercial Bank of China (1398) is currently scheduled to report its next earnings results on April 26, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 21, 2025 at 10:21 PM Eastern Time

In the most recently reported quarter, Industrial and Commercial Bank of China (1398) revenue was HK$220.64B, compared with analyst consensus expectations of HK$213.22B, representing a +3.48% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were HK$0.30, compared with consensus estimates of HK$0.31, resulting in an -4.81% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: December 22, 2025 at 2:25 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Industrial and Commercial Bank of China (1398) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment. Current share price: HK$6.12 Consensus price target: HK$7.30 Implied return: +19.56% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: December 22, 2025 at 3:00 AM Eastern Time

Based on the latest available analyst coverage, Industrial and Commercial Bank of China (1398) currently carries a Buy consensus rating. Analysts' average 1398 price target is HK$7.30. Relative to the current share price of HK$6.12, this suggests a potential price change of approximately +19.56%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: December 22, 2025 at 3:00 AM Eastern Time

Like other publicly traded stocks, Industrial and Commercial Bank of China (1398) shares are bought and sold on stock exchanges such as SEHK and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Industrial and Commercial Bank of China (1398) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

â„č Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add 1398 to your watchlist.

Industrial and Commercial Bank of China trades under the ticker symbol 1398 on the SEHK stock exchange. The ticker 1398 is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Industrial and Commercial Bank of China (1398) employs approximately 415,159 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 21, 2025 at 10:21 PM Eastern Time

Industrial and Commercial Bank of China (1398) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Industrial and Commercial Bank of China (1398) stock peers based on overlapping products, services, and competitive dynamics: - China Construction Bank (939) - Agricultural Bank of China (1288) - Bank of China (3988) - China Merchants Bank (600036) - Postal Savings Bank of China (1658) - Bank of Communications (3328) - Ping An Bank (000001) - Industrial Bank (601166) - Shanghai Pudong Development Bank (600000) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Industrial and Commercial Bank of China.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2025, S&P Global Market Intelligence. All rights reserved.

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