BPI logo

Bank of the Philippine Islands
BPI

Last Price

Financial Snapshot

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Market Data

Market Cap
₱575.93B
EV
-
Shares Outstanding
5.28B
Beta
0.41
Industry
-

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
12
P/E 2026E
7.96x
P/Revenue 2026E
2.77x

Historical 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Forecasted 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Margins & Returns

Gross Margin 2026E
4.03%
Net Profit Margin 2026E
34.32%
ROE 2026E
14.35%
ROCE 2025
14.72%

Dividends

DPS 2026E
₱5.13
Payout Ratio 2026E
37.47%
Div. Yield 2026E
4.71%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Bank of the Philippine Islands

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BPI logo

Bank of the Philippine Islands

BPI

Bank of the Philippine Islands, together with its subsidiaries, provides various financial products and services to retail and corporate clients in the Philippines. The company operates through Consumer Banking, Corporate Banking, and Investment Banking segments. The ...

Sector

Industry

CEO

Limcaoco, Jose Teodoro

Employees

22,062

IPO Date

Headquarters

Ayala Triangle Gardens Tower 2, Paseo De Roxas Corner Makati Avenue, Bel-Air, Makati City 1226, Philippines

📊 Stock Price & Performance

The last closing price of Bank of the Philippine Islands (BPI) is ₱109.00, reflecting a -0.82% change from the prior session. Last updated: March 7, 2026 at 8:45 PM Eastern Time

Over the last year, Bank of the Philippine Islands (BPI) has established a 52-week price range between a high of ₱144.90 and a low of ₱99.00. This metric is essential for assessing the stock's annual volatility. Last updated: March 7, 2026 at 8:45 PM Eastern Time

Bank of the Philippine Islands (BPI) is considered a low volatility stock. It has a beta of 0.41, which means it typically moves 0.41 times as much as the broader market. Over the past 52 weeks, BPI has traded within a ₱99.00 – ₱144.90 range. Last updated: March 7, 2026 at 8:45 PM Eastern Time

Based on current BPI analyst forecasts, the consensus price target for Bank of the Philippine Islands (BPI) is ₱149.23 for 2027. Relative to the current price of ₱109.00, this implies a positive upside of +36.90%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: March 7, 2026 at 8:45 PM Eastern Time

💰 Financial Metrics & Reports

The current Bank of the Philippine Islands (BPI) market capitalization is approximately ₱575.93B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Bank of the Philippine Islands's market cap fluctuates with changes in its share price and share count. Last updated: March 7, 2026 at 8:45 PM Eastern Time

In the most recently reported quarter, Bank of the Philippine Islands (BPI) generated ₱53.00B in revenue, representing a +19.64% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately ₱53.00B, implying an expected +18.57% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: March 8, 2026 at 4:41 AM Eastern Time

In the most recently reported fiscal year, Bank of the Philippine Islands (BPI) generated net income of ₱66.62B, compared with ₱62.00B in the prior fiscal year, representing a +7.45% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ₱71.48B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: March 8, 2026 at 4:41 AM Eastern Time

Based on the latest available data, Bank of the Philippine Islands (BPI) is currently trading at a last twelve months (LTM) P/E ratio of 8.64x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 7.99x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: March 8, 2026 at 4:41 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Bank of the Philippine Islands (BPI) revenue was ₱53.00B, compared with analyst consensus expectations of ₱49.70B, representing a +6.64% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were ₱3.06, compared with consensus estimates of ₱2.73, resulting in an +12.24% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: March 8, 2026 at 4:41 AM Eastern Time

Bank of the Philippine Islands (BPI) has paid dividends over the last twelve months (LTM), totaling ₱4.36 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at ₱4.87 per share , implying a forward dividend yield of +4.47% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: March 8, 2026 at 4:41 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Bank of the Philippine Islands (BPI) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ₱109.00Consensus price target: ₱149.23Implied return: +36.90% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: March 8, 2026 at 4:41 AM Eastern Time

Based on the latest available analyst coverage, Bank of the Philippine Islands (BPI) currently carries a Outperform consensus rating. Analysts' average BPI price target is ₱149.23. Relative to the current share price of ₱109.00, this suggests a potential price change of approximately +36.90%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: March 8, 2026 at 4:41 AM Eastern Time

Like other publicly traded stocks, Bank of the Philippine Islands (BPI) shares are bought and sold on stock exchanges such as PSE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Bank of the Philippine Islands (BPI) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add BPI to your watchlist.

Bank of the Philippine Islands trades under the ticker symbol BPI on the PSE stock exchange. The ticker BPI is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Bank of the Philippine Islands (BPI) employs approximately 22,062 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: March 7, 2026 at 8:45 PM Eastern Time

Bank of the Philippine Islands (BPI) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Bank of the Philippine Islands (BPI) stock peers based on overlapping products, services, and competitive dynamics:BDO Unibank (BDO)Metropolitan Bank & Trust (MBT)Banco de Chile (CHILE)Security Bank (SECB)Public Bank Berhad (PBBANK)Halyk Bank of Kazakhstan Joint Stock (HSBK)Joint Stock Commercial Bank for Foreign Trade of Vietnam (VCB)PT Bank Negara Indonesia (Persero) Tbk (BBNI)ING Bank Slaski (ING)Union Bank of the Philippines (UBP) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Bank of the Philippine Islands.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.
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