S

SpareBank 1 Ringerike Hadeland
RING

Last Price

Financial Snapshot

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Market Data

Market Cap
NOK6.51B
EV
-
Shares Outstanding
15.65M
Beta
0.10
Industry
Banks - Regional

Wall Street View

Analyst Rating
HOLD
Analyst Target Price
Number of Analysts
2
P/E 2025E
10.31x
P/B 2025E
1.25x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
59.00%
Net Profit Margin 2025E
51.52%
ROE 2025E
12.72%
ROA 2025E
2.20%

Dividends

DPS 2025E
NOK36.00
Payout Ratio 2025E
89.22%
Div. Yield 2025E
8.68%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About SpareBank 1 Ringerike Hadeland

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S

SpareBank 1 Ringerike Hadeland

RING

SpareBank 1 Ringerike Hadeland, a financial institution, provides various banking products and services to private and corporate customers in Norway. The company accepts various deposits, including savings, current, deposit, and currency accounts. It also provides car...

Sector

Financial Services

Industry

Banks - Regional

CEO

Rindal, Bjoern

Employees

265

IPO Date

2007-12-20

Headquarters

Søndre Torv 6, Hønefoss, Buskerud, 3510, Norway

📊 Stock Price & Performance

The last closing price of SpareBank 1 Ringerike Hadeland (RING) is NOK415.95, reflecting a +0.96% change from the prior session. Last updated: January 1, 2026 at 10:21 AM Eastern Time

Review the recent RING stock performance trends:Past 1 Month: SpareBank 1 Ringerike Hadeland (RING) shares have +9.46%.Past 3 Months: The stock has +4.51%.Past 6 Months: RING shares have +8.04%. Last updated: December 31, 2025 at 11:53 PM Eastern Time

Over the last year, SpareBank 1 Ringerike Hadeland (RING) has established a 52-week price range between a high of NOK415.95 and a low of NOK325.00. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:53 PM Eastern Time

SpareBank 1 Ringerike Hadeland (RING) is considered a low volatility stock. It has a beta of 0.10, which means it typically moves 0.10 times as much as the broader market. Over the past 52 weeks, RING has traded within a NOK325.00 – NOK415.95 range. Last updated: December 31, 2025 at 11:53 PM Eastern Time

Based on current RING analyst forecasts and market assumptions, the consensus price target for SpareBank 1 Ringerike Hadeland (RING) is NOK410.00 for 2027. Relative to the current price of NOK415.95, this implies a potential downside of -1.43%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 10:21 AM Eastern Time

A NOK1,000 investment in SpareBank 1 Ringerike Hadeland 5 years ago, when the stock was trading around NOK238.03, would be worth approximately NOK1747.44 today, based solely on share price performance (excluding dividends). This represents a total return of 74.74% over the period, equivalent to a compound annual growth rate (CAGR) of 11.81%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:53 PM Eastern Time

💰 Financial Metrics & Reports

The current SpareBank 1 Ringerike Hadeland (RING) market capitalization is approximately NOK6.51B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, SpareBank 1 Ringerike Hadeland's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:53 PM Eastern Time

In the most recently reported quarter, SpareBank 1 Ringerike Hadeland (RING) generated NOK304.00M in revenue, representing a +0.66% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately NOK313.57M, implying an expected +17.00% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:59 AM Eastern Time

In the most recently reported fiscal year, SpareBank 1 Ringerike Hadeland (RING) generated net income of NOK704.00M, compared with NOK461.00M in the prior fiscal year, representing a +52.71% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of NOK677.16M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:59 AM Eastern Time

Based on the latest available data, SpareBank 1 Ringerike Hadeland (RING) is currently trading at a last twelve months (LTM) P/E ratio of 10.01x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 10:21 AM Eastern Time

📅 Earnings & Dividends

SpareBank 1 Ringerike Hadeland (RING) is currently scheduled to report its next earnings results on February 11, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:53 PM Eastern Time

In the most recently reported quarter, SpareBank 1 Ringerike Hadeland (RING) revenue was NOK304.00M, compared with analyst consensus expectations of NOK322.88M, representing a -5.85% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were NOK9.98, compared with consensus estimates of NOK9.48, resulting in an +5.27% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:59 AM Eastern Time

SpareBank 1 Ringerike Hadeland (RING) has paid dividends over the last twelve months (LTM), totaling NOK30.00 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at NOK31.00 per share , implying a forward dividend yield of +7.45% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: January 1, 2026 at 2:59 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether SpareBank 1 Ringerike Hadeland (RING) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: NOK415.95Consensus price target: NOK410.00Implied return: -1.43% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 10:21 AM Eastern Time

Based on the latest available analyst coverage, SpareBank 1 Ringerike Hadeland (RING) currently carries a Hold consensus rating. Analysts' average RING price target is NOK410.00. Relative to the current share price of NOK415.95, this suggests a potential price change of approximately -1.43%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 10:21 AM Eastern Time

Like other publicly traded stocks, SpareBank 1 Ringerike Hadeland (RING) shares are bought and sold on stock exchanges such as OB and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for SpareBank 1 Ringerike Hadeland (RING) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add RING to your watchlist.

SpareBank 1 Ringerike Hadeland trades under the ticker symbol RING on the OB stock exchange. The ticker RING is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, SpareBank 1 Ringerike Hadeland (RING) employs approximately 265 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:53 PM Eastern Time

SpareBank 1 Ringerike Hadeland (RING) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest SpareBank 1 Ringerike Hadeland (RING) stock peers based on overlapping products, services, and competitive dynamics:Sparebanken Øst (SPOG)SpareBank 1 Østfold Akershus (SOAG)Pareto Bank (PARB)TF Bank (TFBANK)Føroya Banki (FOBANK)EnTie Commercial Bank (2849)Banca Sistema (BST) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to SpareBank 1 Ringerike Hadeland.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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