H

Haugesund Sparebank
HGSB

Last Price

Financial Snapshot

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Market Data

Market Cap
NOK840.61M
EV
-
Shares Outstanding
5.25M
Beta
-
Industry
Banks - Regional

Wall Street View

Analyst Rating
SELL
Analyst Target Price
Number of Analysts
1
P/E 2025E
15.27x
P/B 2025E
1.11x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
50.82%
Net Profit Margin 2025E
45.33%
ROE 2025E
7.20%
ROA 2025E
1.10%

Dividends

DPS 2025E
NOK8.50
Payout Ratio 2025E
81.11%
Div. Yield 2025E
5.31%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Haugesund Sparebank

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H

Haugesund Sparebank

HGSB

Haugesund Sparebank, a savings bank, provides various financial products and services to individuals and corporate customers in Norway. Its personal banking products and services include current, deposit, and association accounts; mortgage and consumer loans, as well ...

Sector

Financial Services

Industry

Banks - Regional

CEO

Syre, Bente

Employees

66

IPO Date

2024-07-05

Headquarters

Haraldsgata 115, Haugesund, Rogaland, 5527, Norway

📊 Stock Price & Performance

The last closing price of Haugesund Sparebank (HGSB) is NOK160.00, reflecting a +0.01% change from the prior session. Last updated: January 1, 2026 at 10:21 AM Eastern Time

Review the recent HGSB stock performance trends:Past 1 Month: Haugesund Sparebank (HGSB) shares have -1.03%.Past 3 Months: The stock has -0.31%.Past 6 Months: HGSB shares have -12.81%. Last updated: December 31, 2025 at 11:53 PM Eastern Time

Over the last year, Haugesund Sparebank (HGSB) has established a 52-week price range between a high of NOK194.00 and a low of NOK149.98. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:53 PM Eastern Time

Based on current HGSB analyst forecasts and market assumptions, the consensus price target for Haugesund Sparebank (HGSB) is NOK123.00 for 2027. Relative to the current price of NOK160.00, this implies a potential downside of -23.13%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 10:21 AM Eastern Time

💰 Financial Metrics & Reports

The current Haugesund Sparebank (HGSB) market capitalization is approximately NOK840.61M, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Haugesund Sparebank's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:53 PM Eastern Time

In the most recently reported quarter, Haugesund Sparebank (HGSB) generated NOK109.87M in revenue, representing a +7.38% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately NOK130.10M, implying an expected +28.62% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 3:00 AM Eastern Time

In the most recently reported fiscal year, Haugesund Sparebank (HGSB) generated net income of NOK158.58M, compared with NOK154.82M in the prior fiscal year, representing a +2.43% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of NOK198.80M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 3:00 AM Eastern Time

Based on the latest available data, Haugesund Sparebank (HGSB) is currently trading at a last twelve months (LTM) P/E ratio of 13.15x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 10:21 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Haugesund Sparebank (HGSB) revenue was NOK109.87M, compared with analyst consensus expectations of NOK113.30M, representing a -3.03% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were NOK2.14, compared with consensus estimates of NOK1.26, resulting in an +69.84% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 3:00 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Haugesund Sparebank (HGSB) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: NOK160.00Consensus price target: NOK123.00Implied return: -23.13% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 10:21 AM Eastern Time

Based on the latest available analyst coverage, Haugesund Sparebank (HGSB) currently carries a Sell consensus rating. Analysts' average HGSB price target is NOK123.00. Relative to the current share price of NOK160.00, this suggests a potential price change of approximately -23.13%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 10:21 AM Eastern Time

Like other publicly traded stocks, Haugesund Sparebank (HGSB) shares are bought and sold on stock exchanges such as OB and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Haugesund Sparebank (HGSB) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add HGSB to your watchlist.

Haugesund Sparebank trades under the ticker symbol HGSB on the OB stock exchange. The ticker HGSB is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Haugesund Sparebank (HGSB) employs approximately 66 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:53 PM Eastern Time

Haugesund Sparebank (HGSB) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Haugesund Sparebank (HGSB) stock peers based on overlapping products, services, and competitive dynamics:Instabank (INSTA)Møns Bank (MNBA)Romerike Sparebank (ROMER)Lollands Bank (LOLB)Flekkefjord Sparebank (FFSB)Aurskog Sparebank (AURG)Fynske Bank (FYNBK)Jæren Sparebank (JAREN)Kreditbanken (KRE) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Haugesund Sparebank.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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