CNF logo

CNFinance Holdings
CNF

Last Price

Financial Snapshot

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Market Data

Market Cap
$41.49M
EV
-
Shares Outstanding
6.86M
Beta
-0.06
Industry
Financial - Mortgages

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
1
P/E 2025E
27.14x
P/B 2025E
-

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
-
Net Profit Margin 2025E
-
ROE 2025E
-
ROA 2025E
-

Dividends

DPS 2025E
-
Payout Ratio 2025E
-
Div. Yield 2025E
-
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About CNFinance Holdings Limited

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CNF logo

CNFinance Holdings Limited

CNF

CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post-facilitation, and guarantee services for commercial...

Sector

Financial Services

Industry

Financial - Mortgages

CEO

Bin, Zhai

Employees

691

IPO Date

2018-11-07

Headquarters

South Finance Center, 22nd Floor, No. 6 Wuheng Road, Tianhe District, Guangzhou, Guangdong Province China

📊 Stock Price & Performance

The last closing price of CNFinance Holdings (CNF) is $6.01, reflecting a -5.21% change from the prior session. Last updated: December 31, 2025 at 4:03 PM Eastern Time

Review the recent CNF stock performance trends:Past 1 Month: CNFinance Holdings (CNF) shares have +9.67%.Past 3 Months: The stock has +43.44%.Past 6 Months: CNF shares have -7.54%. Last updated: December 31, 2025 at 11:26 PM Eastern Time

Over the last year, CNFinance Holdings (CNF) has established a 52-week price range between a high of $13.90 and a low of $2.36. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:26 PM Eastern Time

CNFinance Holdings (CNF) is considered a low volatility stock. It has a beta of -0.06, which means it typically moves in the opposite direction of the broader market, with a magnitude of approximately 0.06 times the market's movement. Over the past 52 weeks, CNF has traded within a $2.36 – $13.90 range. Last updated: December 31, 2025 at 11:26 PM Eastern Time

Based on current CNF analyst forecasts and market assumptions, the consensus price target for CNFinance Holdings (CNF) is $20.41 for 2027. Relative to the current price of $6.01, this implies a positive upside of +239.58%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 31, 2025 at 11:26 PM Eastern Time

A $1,000 investment in CNFinance Holdings 5 years ago, when the stock was trading around $42.10, would be worth approximately $142.74 today, based solely on share price performance (excluding dividends). This represents a total return of -85.73% over the period, equivalent to a compound annual growth rate (CAGR) of -32.25%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:26 PM Eastern Time

💰 Financial Metrics & Reports

The current CNFinance Holdings (CNF) market capitalization is approximately $41.49M, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, CNFinance Holdings's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:26 PM Eastern Time

In the most recently reported quarter, CNFinance Holdings (CNF) generated $6.15M in revenue, representing a -74.72% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: December 31, 2025 at 7:06 PM Eastern Time

In the most recently reported fiscal year, CNFinance Holdings (CNF) generated net income of $5.18M, compared with $23.22M in the prior fiscal year, representing a -77.70% year over year change. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: December 31, 2025 at 7:06 PM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 1.32x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: December 31, 2025 at 7:06 PM Eastern Time

Based on the latest available data, CNFinance Holdings (CNF) is currently trading at a last twelve months (LTM) P/E ratio of -5.92x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: December 31, 2025 at 7:06 PM Eastern Time

📅 Earnings & Dividends

CNFinance Holdings (CNF) is currently scheduled to report its next earnings results on May 24, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:26 PM Eastern Time

In the most recently reported quarter, CNFinance Holdings (CNF) revenue was $6.15M. Earnings per share (EPS) for the quarter were $-0.42. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: December 31, 2025 at 7:06 PM Eastern Time

CNFinance Holdings (CNF) does not currently pay a dividend. Over the last twelve months (LTM), the company paid $0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: December 31, 2025 at 7:06 PM Eastern Time

📈 Analyst Information

Analyst assessments of whether CNFinance Holdings (CNF) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: $6.01Consensus price target: $20.41Implied return: +239.58% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: December 31, 2025 at 7:06 PM Eastern Time

Based on the latest available analyst coverage, CNFinance Holdings (CNF) currently carries a Buy consensus rating. Analysts' average CNF price target is $20.41. Relative to the current share price of $6.01, this suggests a potential price change of approximately +239.58%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: December 31, 2025 at 7:06 PM Eastern Time

Like other publicly traded stocks, CNFinance Holdings (CNF) shares are bought and sold on stock exchanges such as NYSE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for CNFinance Holdings (CNF) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add CNF to your watchlist.

CNFinance Holdings trades under the ticker symbol CNF on the NYSE stock exchange. The ticker CNF is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, CNFinance Holdings (CNF) employs approximately 691 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:26 PM Eastern Time

CNFinance Holdings (CNF) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest CNFinance Holdings (CNF) stock peers based on overlapping products, services, and competitive dynamics:Asax (8772)Mortgage Service Japan (7192)Deutsche Pfandbriefbank (PBB)Ping An Insurance (Group) Company of China (601318)LendInvest (LINV)GIC Housing Finance (GICHSGFIN)Timbercreek Financial (TF)Greystone Housing Impact Investors (GHI)Atrium Mortgage Investment (AI) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to CNFinance Holdings.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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