AXP logo

American Express
AXP

Last Price

Financial Snapshot

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Market Data

Market Cap
$259.36B
EV
-
Shares Outstanding
690.56M
Beta
1.15
Industry
Financial - Credit Services

Wall Street View

Analyst Rating
HOLD
Analyst Target Price
Number of Analysts
24
P/E 2025E
24.37x
P/B 2025E
8.11x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
26.63%
Net Profit Margin 2025E
14.90%
ROE 2025E
34.91%
ROA 2025E
3.76%

Dividends

DPS 2025E
$3.25
Payout Ratio 2025E
21.04%
Div. Yield 2025E
0.85%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About American Express Company

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AXP logo

American Express Company

AXP

American Express Company, together with its subsidiaries, operates as integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and Internationally. It operates...

Sector

Financial Services

Industry

Financial - Credit Services

CEO

Squeri, Stephen

Employees

75,100

IPO Date

1972-06-01

Headquarters

200 Vesey Street, New York, New York, 10285, United States

📊 Stock Price & Performance

The last closing price of American Express (AXP) is $380.74, reflecting a +1.12% change from the prior session. Last updated: December 22, 2025 at 4:01 PM Eastern Time

Review the recent AXP stock performance trends:Past 1 Month: American Express (AXP) shares have +6.69%.Past 3 Months: The stock has +10.37%.Past 6 Months: AXP shares have +26.10%. Last updated: December 21, 2025 at 9:53 PM Eastern Time

Over the last year, American Express (AXP) has established a 52-week price range between a high of $387.49 and a low of $220.43. This metric is essential for assessing the stock's annual volatility. Last updated: December 21, 2025 at 9:53 PM Eastern Time

American Express (AXP) is considered a medium volatility stock. It has a beta of 1.15, which means it typically moves 1.15 times as much as the broader market. Over the past 52 weeks, AXP has traded within a $220.43 – $387.49 range. Last updated: December 21, 2025 at 9:53 PM Eastern Time

Based on current AXP analyst forecasts and market assumptions, the consensus year (December 22, 2026) price target for American Express (AXP) is $364.10. Relative to the current price of $380.74, this implies a potential downside of -3.30%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 22, 2025 at 4:01 PM Eastern Time

A $1,000 investment in American Express 5 years ago, when the stock was trading around $117.72, would be worth approximately $3234.19 today, based solely on share price performance (excluding dividends). This represents a total return of 223.42% over the period, equivalent to a compound annual growth rate (CAGR) of 26.46%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 21, 2025 at 9:53 PM Eastern Time

💰 Financial Metrics & Reports

The current American Express (AXP) market capitalization is approximately $259.36B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, American Express's market cap fluctuates with changes in its share price and share count. Last updated: December 21, 2025 at 9:53 PM Eastern Time

In the most recently reported quarter, American Express (AXP) generated $18.43B in revenue, representing a +10.76% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately $18.91B, implying an expected +10.09% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: December 22, 2025 at 10:51 AM Eastern Time

In the most recently reported fiscal year, American Express (AXP) generated net income of $10.00B, compared with $8.25B in the prior fiscal year, representing a +21.12% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of $10.75B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: December 22, 2025 at 10:51 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 1.85x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: December 22, 2025 at 10:51 AM Eastern Time

Based on the latest available data, American Express (AXP) is currently trading at a last twelve months (LTM) P/E ratio of 25.55x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 22.80x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: December 22, 2025 at 4:01 PM Eastern Time

📅 Earnings & Dividends

American Express (AXP) is currently scheduled to report its next earnings results on January 22, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 21, 2025 at 9:53 PM Eastern Time

In the most recently reported quarter, American Express (AXP) revenue was $18.43B, compared with analyst consensus expectations of $18.05B, representing a +2.09% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were $4.14, compared with consensus estimates of $3.98, resulting in an +4.02% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: December 22, 2025 at 10:51 AM Eastern Time

American Express's (AXP) earnings reports, including quarterly and annual financial statements, are available through the company's official regulatory filings with the U.S. Securities and Exchange Commission (SEC). On Gainify, you can access American Express's full set of filings, including earnings releases, Form 10-Q, Form 10-K, and other disclosures, in one place: American Express SEC Filings These filings provide detailed information on American Express's financial performance and are considered the primary source of verified financial data for publicly traded companies.

American Express (AXP) has paid dividends over the last twelve months (LTM), totaling $3.16 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at $3.55 per share , implying a forward dividend yield of +0.93% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: December 22, 2025 at 10:51 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether American Express (AXP) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment. Current share price: $380.74 Consensus price target: $364.10 Implied return: -3.30% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: December 22, 2025 at 4:01 PM Eastern Time

Based on the latest available analyst coverage, American Express (AXP) currently carries a Hold consensus rating. Analysts' average AXP price target is $364.10. Relative to the current share price of $380.74, this suggests a potential price change of approximately -3.30%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: December 22, 2025 at 4:01 PM Eastern Time

Like other publicly traded stocks, American Express (AXP) shares are bought and sold on stock exchanges such as NYSE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for American Express (AXP) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add AXP to your watchlist.

American Express trades under the ticker symbol AXP on the NYSE stock exchange. The ticker AXP is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, American Express (AXP) employs approximately 75,100 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 21, 2025 at 9:53 PM Eastern Time

American Express (AXP) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest American Express (AXP) stock peers based on overlapping products, services, and competitive dynamics: - Capital One Financial (COF) - Synchrony Financial (SYF) - Goldman Sachs Group (GS) - Ally Financial (ALLY) - OneMain Holdings (OMF) - Bread Financial Holdings (BFH) - SLM (SLM) - SoFi Technologies (SOFI) - Navient (NAVI) - Enova International (ENVA) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to American Express.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2025, S&P Global Market Intelligence. All rights reserved.

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