U

Ujjivan Small Finance Bank
UJJIVANSFB

Last Price

Financial Snapshot

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Market Data

Market Cap
₹102.72B
EV
-
Shares Outstanding
1.97B
Beta
0.28
Industry
Banks - Regional

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
16
P/E 2026E
-
P/B 2026E
-

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
34.43%
Net Profit Margin 2026E
13.69%
ROE 2026E
10.27%
ROA 2026E
1.27%

Dividends

DPS 2026E
₹0.56
Payout Ratio 2026E
16.52%
Div. Yield 2026E
1.05%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Ujjivan Small Finance Bank Limited

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U

Ujjivan Small Finance Bank Limited

UJJIVANSFB

Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, TACS savings and current, and NRI accoun...

Sector

Financial Services

Industry

Banks - Regional

CEO

Nautiyal, Sanjeev

Employees

24,374

IPO Date

2019-12-12

Headquarters

Grape Garden, 6th Block, No. 27, 3rd ‘A’ Cross, 18th Main, Koramangala, Bengaluru, Karnataka, 560095, India

📊 Stock Price & Performance

The last closing price of Ujjivan Small Finance Bank (UJJIVANSFB) is ₹53.41, reflecting a +0.79% change from the prior session. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Review the recent UJJIVANSFB stock performance trends:Past 1 Month: Ujjivan Small Finance Bank (UJJIVANSFB) shares have -3.73%.Past 3 Months: The stock has +13.05%.Past 6 Months: UJJIVANSFB shares have +6.87%. Last updated: December 31, 2025 at 11:51 PM Eastern Time

Over the last year, Ujjivan Small Finance Bank (UJJIVANSFB) has established a 52-week price range between a high of ₹56.30 and a low of ₹30.88. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:51 PM Eastern Time

Ujjivan Small Finance Bank (UJJIVANSFB) is considered a low volatility stock. It has a beta of 0.28, which means it typically moves 0.28 times as much as the broader market. Over the past 52 weeks, UJJIVANSFB has traded within a ₹30.88 – ₹56.30 range. Last updated: December 31, 2025 at 11:51 PM Eastern Time

Based on current UJJIVANSFB analyst forecasts and market assumptions, the consensus price target for Ujjivan Small Finance Bank (UJJIVANSFB) is ₹59.19 for 2027. Relative to the current price of ₹53.41, this implies a positive upside of +12.95%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 5:02 AM Eastern Time

A ₹1,000 investment in Ujjivan Small Finance Bank 5 years ago, when the stock was trading around ₹40.06, would be worth approximately ₹1333.18 today, based solely on share price performance (excluding dividends). This represents a total return of 33.32% over the period, equivalent to a compound annual growth rate (CAGR) of 5.92%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:51 PM Eastern Time

💰 Financial Metrics & Reports

The current Ujjivan Small Finance Bank (UJJIVANSFB) market capitalization is approximately ₹102.72B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Ujjivan Small Finance Bank's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:51 PM Eastern Time

In the most recently reported quarter, Ujjivan Small Finance Bank (UJJIVANSFB) generated ₹11.78B in revenue, representing a +2.35% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately ₹12.70B, implying an expected +19.91% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:50 AM Eastern Time

In the most recently reported fiscal year, Ujjivan Small Finance Bank (UJJIVANSFB) generated net income of ₹7.26B, compared with ₹12.82B in the prior fiscal year, representing a -43.34% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ₹6.61B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:50 AM Eastern Time

Based on the latest available data, Ujjivan Small Finance Bank (UJJIVANSFB) is currently trading at a last twelve months (LTM) P/E ratio of 24.96x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 5:02 AM Eastern Time

📅 Earnings & Dividends

Ujjivan Small Finance Bank (UJJIVANSFB) is currently scheduled to report its next earnings results on January 20, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:51 PM Eastern Time

In the most recently reported quarter, Ujjivan Small Finance Bank (UJJIVANSFB) revenue was ₹11.78B, compared with analyst consensus expectations of ₹11.83B, representing a -0.40% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were ₹0.62, compared with consensus estimates of ₹0.60, resulting in an +3.33% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:50 AM Eastern Time

Ujjivan Small Finance Bank (UJJIVANSFB) does not currently pay a dividend. Over the last twelve months (LTM), the company paid ₹0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: January 1, 2026 at 2:50 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Ujjivan Small Finance Bank (UJJIVANSFB) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ₹53.41Consensus price target: ₹59.19Implied return: +12.95% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Based on the latest available analyst coverage, Ujjivan Small Finance Bank (UJJIVANSFB) currently carries a Buy consensus rating. Analysts' average UJJIVANSFB price target is ₹59.19. Relative to the current share price of ₹53.41, this suggests a potential price change of approximately +12.95%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Like other publicly traded stocks, Ujjivan Small Finance Bank (UJJIVANSFB) shares are bought and sold on stock exchanges such as NSEI and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Ujjivan Small Finance Bank (UJJIVANSFB) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add UJJIVANSFB to your watchlist.

Ujjivan Small Finance Bank trades under the ticker symbol UJJIVANSFB on the NSEI stock exchange. The ticker UJJIVANSFB is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Ujjivan Small Finance Bank (UJJIVANSFB) employs approximately 24,374 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:51 PM Eastern Time

Ujjivan Small Finance Bank (UJJIVANSFB) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Ujjivan Small Finance Bank (UJJIVANSFB) stock peers based on overlapping products, services, and competitive dynamics:Equitas Small Finance Bank (EQUITASBNK)AU Small Finance Bank (AUBANK)Bandhan Bank (BANDHANBNK)Federal Bank (FEDERALBNK)Capital Small Finance Bank (CAPITALSFB) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Ujjivan Small Finance Bank.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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