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Star Health and Allied Insurance
STARHEALTH

Last Price

Financial Snapshot

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Market Data

Market Cap
₹267.52B
EV
₹269.72B
Shares Outstanding
587.95M
Beta
0.09
Industry
Insurance - Diversified

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
22
P/E 2026E
36.99x
P/B 2026E
3.45x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
2.68%
Net Profit Margin 2026E
4.00%
ROE 2026E
9.85%
ROA 2026E
3.40%

Dividends

DPS 2026E
₹1.30
Payout Ratio 2026E
10.57%
Div. Yield 2026E
0.28%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Star Health and Allied Insurance Company Limited

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S

Star Health and Allied Insurance Company Limited

STARHEALTH

Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance prod...

Sector

Financial Services

Industry

Insurance - Diversified

CEO

Roy, Anand

Employees

14,585

IPO Date

2021-12-10

Headquarters

Acropolis, No: 148, Dr. Radha Krishnan Salai, Mylapore, Chennai, Tamil Nadu, 600004, India

📊 Stock Price & Performance

The last closing price of Star Health and Allied Insurance (STARHEALTH) is ₹461.35, reflecting a +1.40% change from the prior session. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Review the recent STARHEALTH stock performance trends:Past 1 Month: Star Health and Allied Insurance (STARHEALTH) shares have -6.05%.Past 3 Months: The stock has +2.62%.Past 6 Months: STARHEALTH shares have +8.46%. Last updated: December 31, 2025 at 11:50 PM Eastern Time

Over the last year, Star Health and Allied Insurance (STARHEALTH) has established a 52-week price range between a high of ₹534.00 and a low of ₹327.30. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:50 PM Eastern Time

Star Health and Allied Insurance (STARHEALTH) is considered a low volatility stock. It has a beta of 0.09, which means it typically moves 0.09 times as much as the broader market. Over the past 52 weeks, STARHEALTH has traded within a ₹327.30 – ₹534.00 range. Last updated: December 31, 2025 at 11:50 PM Eastern Time

Based on current STARHEALTH analyst forecasts and market assumptions, the consensus price target for Star Health and Allied Insurance (STARHEALTH) is ₹512.45 for 2027. Relative to the current price of ₹461.35, this implies a positive upside of +11.78%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 5:02 AM Eastern Time

💰 Financial Metrics & Reports

The current Star Health and Allied Insurance (STARHEALTH) market capitalization is approximately ₹267.52B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Star Health and Allied Insurance's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:50 PM Eastern Time

In the most recently reported quarter, Star Health and Allied Insurance (STARHEALTH) generated ₹44.24B in revenue, representing a +1.20% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately ₹44.80B, implying an expected +18.02% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:49 AM Eastern Time

In the most recently reported fiscal year, Star Health and Allied Insurance (STARHEALTH) generated net income of ₹6.46B, compared with ₹8.45B in the prior fiscal year, representing a -23.57% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ₹7.38B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:49 AM Eastern Time

According to its latest quarterly filing, Star Health and Allied Insurance (STARHEALTH) reported EBITDA of ₹959.20M, representing a -42.00% year over year change. EBITDA is a non-GAAP measure and does not account for depreciation, amortization, interest expense, taxes, or capital expenditures. As a result, it should be considered alongside other financial metrics when assessing operating performance. Actual results may differ from estimates as company-specific or macroeconomic conditions evolve. Last updated: January 1, 2026 at 2:49 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 0.06x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 2:49 AM Eastern Time

Based on the latest available data, Star Health and Allied Insurance (STARHEALTH) is currently trading at a last twelve months (LTM) P/E ratio of 51.43x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 5:02 AM Eastern Time

📅 Earnings & Dividends

Star Health and Allied Insurance (STARHEALTH) is currently scheduled to report its next earnings results on January 26, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:50 PM Eastern Time

In the most recently reported quarter, Star Health and Allied Insurance (STARHEALTH) revenue was ₹44.24B, compared with analyst consensus expectations of ₹44.12B, representing a +0.26% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were ₹0.92, compared with consensus estimates of ₹1.90, resulting in an -51.58% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:49 AM Eastern Time

Star Health and Allied Insurance (STARHEALTH) does not currently pay a dividend. Over the last twelve months (LTM), the company paid ₹0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: January 1, 2026 at 2:49 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Star Health and Allied Insurance (STARHEALTH) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ₹461.35Consensus price target: ₹512.45Implied return: +11.78% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Based on the latest available analyst coverage, Star Health and Allied Insurance (STARHEALTH) currently carries a Outperform consensus rating. Analysts' average STARHEALTH price target is ₹512.45. Relative to the current share price of ₹461.35, this suggests a potential price change of approximately +11.78%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Like other publicly traded stocks, Star Health and Allied Insurance (STARHEALTH) shares are bought and sold on stock exchanges such as NSEI and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Star Health and Allied Insurance (STARHEALTH) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add STARHEALTH to your watchlist.

Star Health and Allied Insurance trades under the ticker symbol STARHEALTH on the NSEI stock exchange. The ticker STARHEALTH is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Star Health and Allied Insurance (STARHEALTH) employs approximately 14,585 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:50 PM Eastern Time

Star Health and Allied Insurance (STARHEALTH) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Star Health and Allied Insurance (STARHEALTH) stock peers based on overlapping products, services, and competitive dynamics:ICICI Lombard General Insurance (ICICIGI)SBI Life Insurance (SBILIFE)HDFC Life Insurance (HDFCLIFE)Niva Bupa Health Insurance (NIVABUPA)Life Insurance Corporation of India (LICI)Max Financial Services (MFSL)nib holdings (NHF)CNO Financial Group (CNO)Bajaj Finserv (BAJAJFINSV)Medibank Private (MPL) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Star Health and Allied Insurance.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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