P

Piramal Finance
PIRAMALFIN

Last Price

Financial Snapshot

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Market Data

Market Cap
₹401.02B
EV
-
Shares Outstanding
226.68M
Beta
-
Industry
-

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
6
P/E 2026E
26.15x
P/Revenue 2026E
7.02x

Historical 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Forecasted 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Margins & Returns

Gross Margin 2026E
4.58%
Net Profit Margin 2026E
26.67%
ROE 2026E
5.38%
ROCE 2025
-0.04%

Dividends

DPS 2026E
₹11.35
Payout Ratio 2026E
16.78%
Div. Yield 2026E
0.65%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Piramal Finance Limited

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P

Piramal Finance Limited

PIRAMALFIN

Piramal Finance Limited, a housing finance company, provides financing solutions to corporate and private customers in India. It offers housing loans, such as home, construction, and home renovation and extension loan; business loans, which include working capital loa...

Sector

Industry

CEO

Sridharan, Jairam

Employees

15,789

IPO Date

Headquarters

Amiti Building, 601, 6th Floor, Kamani Junction, Agastya Corporate Park, Mumbai, Maharashtra, 400070 India

📊 Stock Price & Performance

The last closing price of Piramal Finance (PIRAMALFIN) is ₹1769.10, reflecting a -0.92% change from the prior session. Last updated: February 15, 2026 at 5:38 PM Eastern Time

Over the last year, Piramal Finance (PIRAMALFIN) has established a 52-week price range between a high of ₹1954.50 and a low of ₹1260.00. This metric is essential for assessing the stock's annual volatility. Last updated: February 15, 2026 at 5:38 PM Eastern Time

Based on current PIRAMALFIN analyst forecasts, the consensus price target for Piramal Finance (PIRAMALFIN) is ₹1818.33 for 2027. Relative to the current price of ₹1769.10, this implies a positive upside of +2.78%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: February 15, 2026 at 5:38 PM Eastern Time

💰 Financial Metrics & Reports

The current Piramal Finance (PIRAMALFIN) market capitalization is approximately ₹401.02B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Piramal Finance's market cap fluctuates with changes in its share price and share count. Last updated: February 15, 2026 at 5:38 PM Eastern Time

In the most recently reported quarter, Piramal Finance (PIRAMALFIN) generated ₹14.80B in revenue, representing a +86.66% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: February 15, 2026 at 4:51 AM Eastern Time

In the most recently reported fiscal year, Piramal Finance (PIRAMALFIN) generated net income of ₹-66.50M, compared with ₹-19.75B in the prior fiscal year, representing a +99.66% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ₹15.24B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: February 15, 2026 at 4:51 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 2.61x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: February 15, 2026 at 4:51 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Piramal Finance (PIRAMALFIN) revenue was ₹14.80B, compared with analyst consensus expectations of ₹15.92B, representing a -7.04% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were ₹17.50. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: February 15, 2026 at 4:51 AM Eastern Time

Piramal Finance (PIRAMALFIN) does not currently pay a dividend. Over the last twelve months (LTM), the company paid ₹0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: February 15, 2026 at 4:51 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Piramal Finance (PIRAMALFIN) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ₹1769.10Consensus price target: ₹1818.33Implied return: +2.78% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: February 15, 2026 at 5:38 PM Eastern Time

Based on the latest available analyst coverage, Piramal Finance (PIRAMALFIN) currently carries a Outperform consensus rating. Analysts' average PIRAMALFIN price target is ₹1818.33. Relative to the current share price of ₹1769.10, this suggests a potential price change of approximately +2.78%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: February 15, 2026 at 5:38 PM Eastern Time

Like other publicly traded stocks, Piramal Finance (PIRAMALFIN) shares are bought and sold on stock exchanges such as NSEI and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Piramal Finance (PIRAMALFIN) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add PIRAMALFIN to your watchlist.

Piramal Finance trades under the ticker symbol PIRAMALFIN on the NSEI stock exchange. The ticker PIRAMALFIN is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Piramal Finance (PIRAMALFIN) employs approximately 15,789 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: February 15, 2026 at 5:38 PM Eastern Time

Piramal Finance (PIRAMALFIN) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Piramal Finance (PIRAMALFIN) stock peers based on overlapping products, services, and competitive dynamics:Bajaj Housing Finance (BAJAJHFL)PNB Housing Finance (PNBHOUSING)Sammaan Capital (SAMMAANCAP)LIC Housing Finance (LICHSGFIN)HDB Financial Services (HDBFS)Aadhar Housing Finance (AADHARHFC)Cholamandalam Investment and Finance (511243)Aavas Financiers (AAVAS)Aptus Value Housing Finance India (APTUS) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Piramal Finance.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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