N

New India Assurance
NIACL

Last Price

Financial Snapshot

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Market Data

Market Cap
₹256.79B
EV
₹102.79B
Shares Outstanding
1.65B
Beta
1.03
Industry
Insurance - Diversified

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
3
P/E 2026E
16.06x
P/B 2026E
0.57x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
3.70%
Net Profit Margin 2026E
3.34%
ROE 2026E
4.60%
ROA 2026E
-

Dividends

DPS 2026E
₹3.30
Payout Ratio 2026E
34.02%
Div. Yield 2026E
2.14%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About The New India Assurance Company Limited

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N

The New India Assurance Company Limited

NIACL

The New India Assurance Company Limited, together with its subsidiaries, operates as a general insurance company in India and internationally. The company provides credit, engineering, aviation, property, personal accident, liability, marine cargo, marine hull, fire, ...

Sector

Financial Services

Industry

Insurance - Diversified

CEO

Subramanian, Girija

Employees

10,950

IPO Date

2017-11-13

Headquarters

New India Assurance Building, 87, M.G. Road, Fort, Mumbai, Maharashtra, 400001, India

📊 Stock Price & Performance

The last closing price of New India Assurance (NIACL) is ₹155.78, reflecting a -0.03% change from the prior session. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Review the recent NIACL stock performance trends:Past 1 Month: New India Assurance (NIACL) shares have -9.15%.Past 3 Months: The stock has -18.00%.Past 6 Months: NIACL shares have -19.44%. Last updated: December 31, 2025 at 11:51 PM Eastern Time

Over the last year, New India Assurance (NIACL) has established a 52-week price range between a high of ₹214.74 and a low of ₹135.60. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:51 PM Eastern Time

New India Assurance (NIACL) is considered a medium volatility stock. It has a beta of 1.03, which means it typically moves 1.03 times as much as the broader market. Over the past 52 weeks, NIACL has traded within a ₹135.60 – ₹214.74 range. Last updated: December 31, 2025 at 11:51 PM Eastern Time

Based on current NIACL analyst forecasts and market assumptions, the consensus price target for New India Assurance (NIACL) is ₹213.33 for 2027. Relative to the current price of ₹155.78, this implies a positive upside of +37.57%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 5:02 AM Eastern Time

A ₹1,000 investment in New India Assurance 5 years ago, when the stock was trading around ₹129.47, would be worth approximately ₹1203.26 today, based solely on share price performance (excluding dividends). This represents a total return of 20.33% over the period, equivalent to a compound annual growth rate (CAGR) of 3.77%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:51 PM Eastern Time

💰 Financial Metrics & Reports

The current New India Assurance (NIACL) market capitalization is approximately ₹256.79B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, New India Assurance's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:51 PM Eastern Time

In the most recently reported quarter, New India Assurance (NIACL) generated ₹134.43B in revenue, representing a +24.74% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:51 AM Eastern Time

In the most recently reported fiscal year, New India Assurance (NIACL) generated net income of ₹9.72B, compared with ₹10.91B in the prior fiscal year, representing a -10.90% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ₹16.01B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:51 AM Eastern Time

According to its latest quarterly filing, New India Assurance (NIACL) reported EBITDA of ₹1.42B, representing a -18.27% year over year change. EBITDA is a non-GAAP measure and does not account for depreciation, amortization, interest expense, taxes, or capital expenditures. As a result, it should be considered alongside other financial metrics when assessing operating performance. Actual results may differ from estimates as company-specific or macroeconomic conditions evolve. Last updated: January 1, 2026 at 2:51 AM Eastern Time

Based on the latest available data, New India Assurance (NIACL) is currently trading at a last twelve months (LTM) P/E ratio of 22.06x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 5:02 AM Eastern Time

📅 Earnings & Dividends

New India Assurance (NIACL) is currently scheduled to report its next earnings results on January 26, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:51 PM Eastern Time

In the most recently reported quarter, New India Assurance (NIACL) revenue was ₹134.43B. Earnings per share (EPS) for the quarter were ₹0.33. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:51 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether New India Assurance (NIACL) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ₹155.78Consensus price target: ₹213.33Implied return: +37.57% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Based on the latest available analyst coverage, New India Assurance (NIACL) currently carries a Outperform consensus rating. Analysts' average NIACL price target is ₹213.33. Relative to the current share price of ₹155.78, this suggests a potential price change of approximately +37.57%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Like other publicly traded stocks, New India Assurance (NIACL) shares are bought and sold on stock exchanges such as NSEI and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for New India Assurance (NIACL) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add NIACL to your watchlist.

New India Assurance trades under the ticker symbol NIACL on the NSEI stock exchange. The ticker NIACL is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, New India Assurance (NIACL) employs approximately 10,950 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:51 PM Eastern Time

New India Assurance (NIACL) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest New India Assurance (NIACL) stock peers based on overlapping products, services, and competitive dynamics:ICICI Lombard General Insurance (ICICIGI)Hanwha General Insurance (A000370)Tower (TWR)Seoul Guarantee Insurance (A031210)Suncorp Group (SUN)Cholamandalam Financial Holdings (CHOLAHLDNG)Selective Insurance Group (SIGI)Quálitas Controladora (Q *) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to New India Assurance.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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