I
Last Price
52 Week Range
₹108.04 - ₹156.80
Next Earnings Date
Jan 19 2026
Next Earnings Date
Jan 19 2026
Last Price
Market Cap | ₹1.63T |
EV | - |
Shares Outstanding | 13.07B |
Beta | 0.30 |
Industry | Financial - Credit Services |
Analyst Rating | SELL |
Analyst Target Price | |
Number of Analysts | 1 |
P/E 2026E | 21.12x |
P/B 2026E | 2.88x |
Revenue | |
EBIT | |
EPS | |
BVPS |
Revenue | |
EBIT | |
EPS | |
BVPS |
Ebit Margin 2026E | 97.78% |
Net Profit Margin 2026E | 97.72% |
ROE 2026E | 14.10% |
ROA 2026E | 1.60% |
DPS 2026E | ₹2.90 |
Payout Ratio 2026E | 49.15% |
Div. Yield 2026E | 2.33% |
DPS Last 3Y CAGR |
Price
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1M
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I
Indian Railway Finance Corporation Limited
IRFC
Sector
Financial Services
Industry
Financial - Credit Services
CEO
Dubey, Manoj
Employees
45
Website
irfc.co.inIPO Date
2021-01-29
Headquarters
East Tower, NBCC Place, UG-Floor, Bhisham Pitamah Marg, Pragati Vihar, Lodhi Road, New Delhi, Delhi, 110003, India
The last closing price of Indian Railway Finance Corporation (IRFC) is ₹126.08, reflecting a +1.17% change from the prior session. Last updated: January 1, 2026 at 5:02 AM Eastern Time
Review the recent IRFC stock performance trends:Past 1 Month: Indian Railway Finance Corporation (IRFC) shares have +5.76%.Past 3 Months: The stock has +0.67%.Past 6 Months: IRFC shares have -12.26%. Last updated: December 31, 2025 at 11:51 PM Eastern Time
Over the last year, Indian Railway Finance Corporation (IRFC) has established a 52-week price range between a high of ₹156.80 and a low of ₹108.04. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:51 PM Eastern Time
Indian Railway Finance Corporation (IRFC) is considered a low volatility stock. It has a beta of 0.30, which means it typically moves 0.30 times as much as the broader market. Over the past 52 weeks, IRFC has traded within a ₹108.04 – ₹156.80 range. Last updated: December 31, 2025 at 11:51 PM Eastern Time
Based on current IRFC analyst forecasts and market assumptions, the consensus price target for Indian Railway Finance Corporation (IRFC) is ₹60.00 for 2027. Relative to the current price of ₹126.08, this implies a potential downside of -51.75%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 5:02 AM Eastern Time
The current Indian Railway Finance Corporation (IRFC) market capitalization is approximately ₹1.63T, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Indian Railway Finance Corporation's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:51 PM Eastern Time
In the most recently reported quarter, Indian Railway Finance Corporation (IRFC) generated ₹18.23B in revenue, representing a +10.45% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:51 AM Eastern Time
In the most recently reported fiscal year, Indian Railway Finance Corporation (IRFC) generated net income of ₹65.02B, compared with ₹64.12B in the prior fiscal year, representing a +1.40% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ₹76.73B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:51 AM Eastern Time
As of the most recent reporting period, the company's debt-to-equity ratio stands at 7.30x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 2:51 AM Eastern Time
Based on the latest available data, Indian Railway Finance Corporation (IRFC) is currently trading at a last twelve months (LTM) P/E ratio of 24.06x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 5:02 AM Eastern Time
Indian Railway Finance Corporation (IRFC) is currently scheduled to report its next earnings results on January 18, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:51 PM Eastern Time
In the most recently reported quarter, Indian Railway Finance Corporation (IRFC) revenue was ₹18.23B. Earnings per share (EPS) for the quarter were ₹1.36. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:51 AM Eastern Time
Analyst assessments of whether Indian Railway Finance Corporation (IRFC) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ₹126.08Consensus price target: ₹60.00Implied return: -51.75% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time
Based on the latest available analyst coverage, Indian Railway Finance Corporation (IRFC) currently carries a Sell consensus rating. Analysts' average IRFC price target is ₹60.00. Relative to the current share price of ₹126.08, this suggests a potential price change of approximately -51.75%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time
Like other publicly traded stocks, Indian Railway Finance Corporation (IRFC) shares are bought and sold on stock exchanges such as NSEI and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Indian Railway Finance Corporation (IRFC) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.
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Indian Railway Finance Corporation trades under the ticker symbol IRFC on the NSEI stock exchange. The ticker IRFC is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.
As of the most recently reported period, Indian Railway Finance Corporation (IRFC) employs approximately 45 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:51 PM Eastern Time
Indian Railway Finance Corporation (IRFC) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Indian Railway Finance Corporation (IRFC) stock peers based on overlapping products, services, and competitive dynamics:IFCI (IFCI)Power Finance Corporation (PFC)Housing and Urban Development Corporation (HUDCO)Jiangsu Financial Leasing (600901)Financial Partners Group (7148)Banca IFIS (IF) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Indian Railway Finance Corporation.
Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.
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