I

IBL Finance
IBLFL

Last Price

Financial Snapshot

gainify

Market Data

Market Cap
₹1.51B
EV
-
Shares Outstanding
24.73M
Beta
-
Industry
-

Wall Street View

Analyst Rating
-
Analyst Target Price
-
Number of Analysts
0
P/E 2026E
-
P/B 2026E
-

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
-
Net Profit Margin 2026E
-
ROE 2026E
-
ROA 2026E
-

Dividends

DPS 2026E
-
Payout Ratio 2026E
-
Div. Yield 2026E
-
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

gainify

About IBL Finance Limited

gainify

I

IBL Finance Limited

IBLFL

IBL Finance Limited, a non-banking financial company, provides personal loans and financing solutions in India. The company offers various loan products comprising micro, small, and medium (MSME) loans; business, gold, microfinance, vehicle finance, education, and agr...

Sector

Industry

CEO

Patel, Manishbhai

Employees

31

IPO Date

2024-01-16

Headquarters

The Junomoneta Tower, Office No: 2002, Opp. Pal RTO, Nr. Rajhans Cinema, Pal, Surat, Gujarat, 395009, India

📊 Stock Price & Performance

The last closing price of IBL Finance (IBLFL) is ₹58.80, reflecting a -3.61% change from the prior session. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Review the recent IBLFL stock performance trends:Past 1 Month: IBL Finance (IBLFL) shares have -10.37%.Past 3 Months: The stock has -9.64%.Past 6 Months: IBLFL shares have -4.47%. Last updated: December 31, 2025 at 11:52 PM Eastern Time

Over the last year, IBL Finance (IBLFL) has established a 52-week price range between a high of ₹62.30 and a low of ₹60.95. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:52 PM Eastern Time

💰 Financial Metrics & Reports

The current IBL Finance (IBLFL) market capitalization is approximately ₹1.51B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, IBL Finance's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:52 PM Eastern Time

In the most recently reported quarter, IBL Finance (IBLFL) generated ₹22.49M in revenue, representing a -6.35% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:53 AM Eastern Time

In the most recently reported fiscal year, IBL Finance (IBLFL) generated net income of ₹23.55M, compared with ₹22.84M in the prior fiscal year, representing a +3.15% year over year change. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:53 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 0.62x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 2:53 AM Eastern Time

Based on the latest available data, IBL Finance (IBLFL) is currently trading at a last twelve months (LTM) P/E ratio of 65.25x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 5:02 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, IBL Finance (IBLFL) revenue was ₹22.49M. Earnings per share (EPS) for the quarter were ₹0.25. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:53 AM Eastern Time

IBL Finance (IBLFL) does not currently pay a dividend. Over the last twelve months (LTM), the company paid ₹0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: January 1, 2026 at 2:53 AM Eastern Time

📈 Analyst Information

Based on the latest available analyst coverage, IBL Finance (IBLFL) currently carries a not available consensus rating. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Like other publicly traded stocks, IBL Finance (IBLFL) shares are bought and sold on stock exchanges such as NSEI and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for IBL Finance (IBLFL) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add IBLFL to your watchlist.

IBL Finance trades under the ticker symbol IBLFL on the NSEI stock exchange. The ticker IBLFL is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, IBL Finance (IBLFL) employs approximately 31 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:52 PM Eastern Time

IBL Finance (IBLFL) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest IBL Finance (IBLFL) stock peers based on overlapping products, services, and competitive dynamics:MAS Financial Services (MASFIN)Inverite Insights (INVR)Usha Financial Services (USHAFIN)Dar Credit & Capital (DCCL) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to IBL Finance.

gainifypowered-by-sp
Socials
Send us an emailFollow us on XConnect with us on LinkedInFollow us on InstagramFollow us on ThreadsCheck us out on TrustpilotFollow us on YouTubeFind us on Google Maps

Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

View Data Providers

NEWSLETTER

Gainify provides tools and content designed to help users explore and understand the world of investing. All information available through our platform is for educational and informational use only. It is not intended as financial, investment or legal advice, and should not be treated as a recommendation or endorsement of any investment approach.
Our content is general in nature and does not account for your personal financial circumstances. Any investment decisions you make are your responsibility. We strongly recommend speaking with a licensed financial advisor or professional before acting on any information found on Gainify. Before using Gainify, please review our Terms of Service.

© 2026 Gainify. All rights reserved.