F

Fino Payments Bank
FINOPB

Last Price

Financial Snapshot

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Market Data

Market Cap
₹14.96B
EV
-
Shares Outstanding
83.22M
Beta
0.33
Industry
Banks - Regional

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
2
P/E 2026E
10.35x
P/B 2026E
1.25x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
6.98%
Net Profit Margin 2026E
5.39%
ROE 2026E
12.89%
ROA 2026E
2.14%

Dividends

DPS 2026E
-
Payout Ratio 2026E
-
Div. Yield 2026E
-
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Fino Payments Bank Limited

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F

Fino Payments Bank Limited

FINOPB

Fino Payments Bank Limited provides financial solutions and services in India. It operates in four segments: Treasury, Corporate Banking/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, current, and salary accounts; personal...

Sector

Financial Services

Industry

Banks - Regional

CEO

Gupta, Rishi

Employees

2,769

IPO Date

2021-11-12

Headquarters

Mindspace Juinagar, Tower 1, Plot No. Gen 2/1/F, 8th Floor, TTC Industrial Area, MIDC Shirwane, Juinagar, Thane, Navi Mumbai, Maharashtra, 400706, India

📊 Stock Price & Performance

The last closing price of Fino Payments Bank (FINOPB) is ₹121.95, reflecting a -2.06% change from the prior session. Last updated: April 2, 2026 at 7:19 AM Eastern Time

Review of Recent FINOPB Stock Performance trends:Past 1 Month: Fino Payments Bank (FINOPB) shares changed by -23.26%.Past 3 Months: The stock recorded a change of -42.87%.Past 6 Months: FINOPB shares posted a change of -33.46%. Last updated: March 7, 2026 at 8:39 PM Eastern Time

Over the last year, Fino Payments Bank (FINOPB) has established a 52-week price range between a high of ₹339.00 and a low of ₹165.01. This metric is essential for assessing the stock's annual volatility. Last updated: March 7, 2026 at 8:39 PM Eastern Time

Fino Payments Bank (FINOPB) is considered a low volatility stock. It has a beta of 0.33, which means it typically moves 0.33 times as much as the broader market. Over the past 52 weeks, FINOPB has traded within a ₹165.01 – ₹339.00 range. Last updated: March 7, 2026 at 8:39 PM Eastern Time

Based on current FINOPB analyst forecasts, the consensus price target for Fino Payments Bank (FINOPB) is ₹345.00 for 2027. Relative to the current price of ₹121.95, this implies a positive upside of +91.89%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: April 2, 2026 at 7:19 AM Eastern Time

💰 Financial Metrics & Reports

The current Fino Payments Bank (FINOPB) market capitalization is approximately ₹14.96B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Fino Payments Bank's market cap fluctuates with changes in its share price and share count. Last updated: March 7, 2026 at 8:39 PM Eastern Time

In the most recently reported quarter, Fino Payments Bank (FINOPB) generated ₹3.65B in revenue, representing a -16.23% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: April 2, 2026 at 3:07 AM Eastern Time

In the most recently reported fiscal year, Fino Payments Bank (FINOPB) generated net income of ₹925.30M, compared with ₹862.20M in the prior fiscal year, representing a +7.32% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ₹1.00B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: April 2, 2026 at 3:07 AM Eastern Time

Based on the latest available data, Fino Payments Bank (FINOPB) is currently trading at a last twelve months (LTM) P/E ratio of 14.66x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: April 2, 2026 at 7:19 AM Eastern Time

📅 Earnings & Dividends

Fino Payments Bank (FINOPB) is currently scheduled to report its next earnings results on May 4, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: March 7, 2026 at 8:39 PM Eastern Time

In the most recently reported quarter, Fino Payments Bank (FINOPB) revenue was ₹3.65B. Earnings per share (EPS) for the quarter were ₹1.47. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: April 2, 2026 at 3:07 AM Eastern Time

Fino Payments Bank (FINOPB) does not currently pay a dividend. Over the last twelve months (LTM), the company paid ₹0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: April 2, 2026 at 3:07 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Fino Payments Bank (FINOPB) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ₹121.95Consensus price target: ₹345.00Implied return: +91.89% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: April 2, 2026 at 7:19 AM Eastern Time

Based on the latest available analyst coverage, Fino Payments Bank (FINOPB) currently carries a Buy consensus rating. Analysts' average FINOPB price target is ₹345.00. Relative to the current share price of ₹121.95, this suggests a potential price change of approximately +91.89%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: April 2, 2026 at 7:19 AM Eastern Time

Like other publicly traded stocks, Fino Payments Bank (FINOPB) shares are bought and sold on stock exchanges such as NSEI and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Fino Payments Bank (FINOPB) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add FINOPB to your watchlist.

Fino Payments Bank trades under the ticker symbol FINOPB on the NSEI stock exchange. The ticker FINOPB is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Fino Payments Bank (FINOPB) employs approximately 2,769 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: March 7, 2026 at 8:39 PM Eastern Time

Fino Payments Bank (FINOPB) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Fino Payments Bank (FINOPB) stock peers based on overlapping products, services, and competitive dynamics:IDFC First Bank (539437)Bank of Baroda (BANKBARODA)ICICI Bank (ICICIBANK)HDFC Bank (HDFCBANK)State Bank of India (SBIN)ESAF Small Finance Bank (ESAFSFB)Kien Long Commercial Joint - Stock Bank (KLB)Suryoday Small Finance Bank (SURYODAY)Judo Capital Holdings (JDO) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Fino Payments Bank.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.
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