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Aadhar Housing Finance
AADHARHFC

Last Price

Financial Snapshot

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Market Data

Market Cap
₹210.41B
EV
-
Shares Outstanding
433.79M
Beta
-
Industry
Financial - Mortgages

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
8
P/E 2026E
19.13x
P/B 2026E
2.79x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
64.19%
Net Profit Margin 2026E
47.65%
ROE 2026E
16.14%
ROA 2026E
4.39%

Dividends

DPS 2026E
₹4.90
Payout Ratio 2026E
19.32%
Div. Yield 2026E
1.02%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Aadhar Housing Finance Limited

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Aadhar Housing Finance Limited

AADHARHFC

Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and a...

Sector

Financial Services

Industry

Financial - Mortgages

CEO

Anand, Rishi

Employees

4,583

IPO Date

2024-05-15

Headquarters

Natraj by Rustomjee, 8th Floor, Unit No. 802, Junction of Western Express Highway and M. V. Road, Andheri (East), Mumbai, Maharashtra, 400069, India

📊 Stock Price & Performance

The last closing price of Aadhar Housing Finance (AADHARHFC) is ₹482.50, reflecting a -0.53% change from the prior session. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Review the recent AADHARHFC stock performance trends:Past 1 Month: Aadhar Housing Finance (AADHARHFC) shares have +0.57%.Past 3 Months: The stock has -5.13%.Past 6 Months: AADHARHFC shares have +6.48%. Last updated: December 31, 2025 at 11:52 PM Eastern Time

Over the last year, Aadhar Housing Finance (AADHARHFC) has established a 52-week price range between a high of ₹547.80 and a low of ₹346.05. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:52 PM Eastern Time

Based on current AADHARHFC analyst forecasts and market assumptions, the consensus price target for Aadhar Housing Finance (AADHARHFC) is ₹611.88 for 2027. Relative to the current price of ₹482.50, this implies a positive upside of +26.41%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 1, 2026 at 5:02 AM Eastern Time

💰 Financial Metrics & Reports

The current Aadhar Housing Finance (AADHARHFC) market capitalization is approximately ₹210.41B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Aadhar Housing Finance's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:52 PM Eastern Time

In the most recently reported quarter, Aadhar Housing Finance (AADHARHFC) generated ₹5.58B in revenue, representing a +19.72% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:52 AM Eastern Time

In the most recently reported fiscal year, Aadhar Housing Finance (AADHARHFC) generated net income of ₹9.12B, compared with ₹7.50B in the prior fiscal year, representing a +21.64% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ₹10.91B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:52 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 2.55x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 2:52 AM Eastern Time

Based on the latest available data, Aadhar Housing Finance (AADHARHFC) is currently trading at a last twelve months (LTM) P/E ratio of 21.57x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 5:02 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Aadhar Housing Finance (AADHARHFC) revenue was ₹5.58B, compared with analyst consensus expectations of ₹5.43B, representing a +2.68% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were ₹6.03, compared with consensus estimates of ₹6.00, resulting in an +0.50% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:52 AM Eastern Time

Aadhar Housing Finance (AADHARHFC) does not currently pay a dividend. Over the last twelve months (LTM), the company paid ₹0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: January 1, 2026 at 2:52 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Aadhar Housing Finance (AADHARHFC) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ₹482.50Consensus price target: ₹611.88Implied return: +26.41% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Based on the latest available analyst coverage, Aadhar Housing Finance (AADHARHFC) currently carries a Buy consensus rating. Analysts' average AADHARHFC price target is ₹611.88. Relative to the current share price of ₹482.50, this suggests a potential price change of approximately +26.41%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 5:02 AM Eastern Time

Like other publicly traded stocks, Aadhar Housing Finance (AADHARHFC) shares are bought and sold on stock exchanges such as NSEI and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Aadhar Housing Finance (AADHARHFC) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add AADHARHFC to your watchlist.

Aadhar Housing Finance trades under the ticker symbol AADHARHFC on the NSEI stock exchange. The ticker AADHARHFC is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Aadhar Housing Finance (AADHARHFC) employs approximately 4,583 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:52 PM Eastern Time

Aadhar Housing Finance (AADHARHFC) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Aadhar Housing Finance (AADHARHFC) stock peers based on overlapping products, services, and competitive dynamics:Aptus Value Housing Finance India (APTUS)Aavas Financiers (AAVAS)Home First Finance Company India (HOMEFIRST)PNB Housing Finance (PNBHOUSING)Bajaj Housing Finance (BAJAJHFL)LIC Housing Finance (LICHSGFIN)India Shelter Finance Corporation (INDIASHLTR)Sammaan Capital (SAMMAANCAP) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Aadhar Housing Finance.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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