WTFC logo

Wintrust Financial
WTFC

Last Price

Financial Snapshot

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Market Data

Market Cap
$9.74B
EV
-
Shares Outstanding
66.98M
Beta
0.88
Industry
Banks - Regional

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
14
P/E 2026E
11.78x
P/B 2026E
1.28x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
45.72%
Net Profit Margin 2026E
28.60%
ROE 2026E
11.39%
ROA 2026E
1.15%

Dividends

DPS 2026E
$2.12
Payout Ratio 2026E
17.17%
Div. Yield 2026E
1.46%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Wintrust Financial Corporation

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WTFC logo

Wintrust Financial Corporation

WTFC

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Ban...

Sector

Financial Services

Industry

Banks - Regional

CEO

Crane, Timothy

Employees

5,903

IPO Date

1998-04-16

Headquarters

9700 W. Higgins Road, Suite 800, Rosemont, Illinois, 60018, United States

📊 Stock Price & Performance

The last closing price of Wintrust Financial (WTFC) is $145.47, reflecting a -0.66% change from the prior session. Last updated: January 27, 2026 at 4:02 PM Eastern Time

Review of Recent WTFC Stock Performance trends:Past 1 Month: Wintrust Financial (WTFC) shares changed by +1.54%.Past 3 Months: The stock recorded a change of +10.76%.Past 6 Months: WTFC shares posted a change of +10.11%. Last updated: January 27, 2026 at 5:01 PM Eastern Time

Over the last year, Wintrust Financial (WTFC) has established a 52-week price range between a high of $155.99 and a low of $89.10. This metric is essential for assessing the stock's annual volatility. Last updated: January 27, 2026 at 5:01 PM Eastern Time

Wintrust Financial (WTFC) is considered a medium volatility stock. It has a beta of 0.88, which means it typically moves 0.88 times as much as the broader market. Over the past 52 weeks, WTFC has traded within a $89.10 – $155.99 range. Last updated: January 27, 2026 at 5:01 PM Eastern Time

Based on current WTFC analyst forecasts, the consensus price target for Wintrust Financial (WTFC) is $171.43 for 2027. Relative to the current price of $145.47, this implies a positive upside of +17.85%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: January 27, 2026 at 5:01 PM Eastern Time

A $1,000 investment in Wintrust Financial 5 years ago, when the stock was trading around $61.37, would be worth approximately $2370.35 today, based solely on share price performance (excluding dividends). This represents a total return of 137.04% over the period, equivalent to a compound annual growth rate (CAGR) of 18.84%. Past performance reflects historical price movements only and does not imply future results. Last updated: January 27, 2026 at 5:01 PM Eastern Time

💰 Financial Metrics & Reports

The current Wintrust Financial (WTFC) market capitalization is approximately $9.74B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Wintrust Financial's market cap fluctuates with changes in its share price and share count. Last updated: January 27, 2026 at 5:01 PM Eastern Time

In the most recently reported quarter, Wintrust Financial (WTFC) generated $714.26M in revenue, representing a +11.85% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately $707.11M, implying an expected +9.95% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 27, 2026 at 9:53 PM Eastern Time

In the most recently reported fiscal year, Wintrust Financial (WTFC) generated net income of $774.15M, compared with $667.08M in the prior fiscal year, representing a +16.05% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of $839.15M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 27, 2026 at 9:53 PM Eastern Time

Based on the latest available data, Wintrust Financial (WTFC) is currently trading at a last twelve months (LTM) P/E ratio of 12.41x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 11.79x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 27, 2026 at 9:53 PM Eastern Time

📅 Earnings & Dividends

Wintrust Financial (WTFC) is currently scheduled to report its next earnings results on April 19, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: January 27, 2026 at 5:01 PM Eastern Time

In the most recently reported quarter, Wintrust Financial (WTFC) revenue was $714.26M, compared with analyst consensus expectations of $702.13M, representing a +1.73% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were $3.15, compared with consensus estimates of $2.93, resulting in an +7.51% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 27, 2026 at 9:53 PM Eastern Time

Wintrust Financial's (WTFC) earnings reports, including quarterly and annual financial statements, are available through the company's official regulatory filings with the U.S. Securities and Exchange Commission (SEC). On Gainify, you can access Wintrust Financial's full set of filings, including earnings releases, Form 10-Q, Form 10-K, and other disclosures, in one place: Wintrust Financial SEC Filings These filings provide detailed information on Wintrust Financial's financial performance and are considered the primary source of verified financial data for publicly traded companies.

Wintrust Financial (WTFC) has paid dividends over the last twelve months (LTM), totaling $2.00 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at $2.12 per share , implying a forward dividend yield of +1.46% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: January 27, 2026 at 9:53 PM Eastern Time

📈 Analyst Information

Analyst assessments of whether Wintrust Financial (WTFC) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: $145.47Consensus price target: $171.43Implied return: +17.85% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 27, 2026 at 9:53 PM Eastern Time

Based on the latest available analyst coverage, Wintrust Financial (WTFC) currently carries a Buy consensus rating. Analysts' average WTFC price target is $171.43. Relative to the current share price of $145.47, this suggests a potential price change of approximately +17.85%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 27, 2026 at 9:53 PM Eastern Time

Like other publicly traded stocks, Wintrust Financial (WTFC) shares are bought and sold on stock exchanges such as Nasdaq and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Wintrust Financial (WTFC) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add WTFC to your watchlist.

Wintrust Financial trades under the ticker symbol WTFC on the Nasdaq stock exchange. The ticker WTFC is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Wintrust Financial (WTFC) employs approximately 5,903 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: January 27, 2026 at 5:01 PM Eastern Time

Wintrust Financial (WTFC) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Wintrust Financial (WTFC) stock peers based on overlapping products, services, and competitive dynamics:UMB Financial (UMBF)Old National (ONB)Webster Financial (WBS)Columbia Banking System (COLB)SouthState Bank (SSB)Western Alliance (WAL)First Horizon (FHN)East West (EWBC)Zions (ZION)Texas Capital Bancshares (TCBI) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Wintrust Financial.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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