PNFP logo

Pinnacle Financial Partners
PNFP

Last Price

Financial Snapshot

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Market Data

Market Cap
$7.34B
EV
-
Shares Outstanding
76.92M
Beta
1.02
Industry
Banks - Regional

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
15
P/E 2025E
11.33x
P/B 2025E
1.09x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
44.86%
Net Profit Margin 2025E
30.29%
ROE 2025E
9.93%
ROA 2025E
1.19%

Dividends

DPS 2025E
$0.94
Payout Ratio 2025E
11.16%
Div. Yield 2025E
0.98%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Pinnacle Financial Partners, Inc.

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PNFP logo

Pinnacle Financial Partners, Inc.

PNFP

Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various...

Sector

Financial Services

Industry

Banks - Regional

CEO

Turner, Michael

Employees

3,658

IPO Date

2000-08-22

Headquarters

21 Platform Way South, Suite 2300, Nashville, Tennessee, 37203, United States

📊 Stock Price & Performance

The last closing price of Pinnacle Financial Partners (PNFP) is $95.41, reflecting a -2.64% change from the prior session. Last updated: December 31, 2025 at 4:03 PM Eastern Time

Review the recent PNFP stock performance trends:Past 1 Month: Pinnacle Financial Partners (PNFP) shares have +4.07%.Past 3 Months: The stock has +1.73%.Past 6 Months: PNFP shares have -13.59%. Last updated: December 31, 2025 at 11:29 PM Eastern Time

Over the last year, Pinnacle Financial Partners (PNFP) has established a 52-week price range between a high of $127.85 and a low of $81.57. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:29 PM Eastern Time

Pinnacle Financial Partners (PNFP) is considered a medium volatility stock. It has a beta of 1.02, which means it typically moves 1.02 times as much as the broader market. Over the past 52 weeks, PNFP has traded within a $81.57 – $127.85 range. Last updated: December 31, 2025 at 11:29 PM Eastern Time

Based on current PNFP analyst forecasts and market assumptions, the consensus price target for Pinnacle Financial Partners (PNFP) is $112.77 for 2027. Relative to the current price of $95.41, this implies a positive upside of +18.19%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 31, 2025 at 11:29 PM Eastern Time

A $1,000 investment in Pinnacle Financial Partners 5 years ago, when the stock was trading around $64.40, would be worth approximately $1481.61 today, based solely on share price performance (excluding dividends). This represents a total return of 48.16% over the period, equivalent to a compound annual growth rate (CAGR) of 8.18%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:29 PM Eastern Time

💰 Financial Metrics & Reports

The current Pinnacle Financial Partners (PNFP) market capitalization is approximately $7.34B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Pinnacle Financial Partners's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:29 PM Eastern Time

In the most recently reported quarter, Pinnacle Financial Partners (PNFP) generated $544.80M in revenue, representing a +16.72% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately $550.17M, implying an expected +15.74% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: December 31, 2025 at 7:17 PM Eastern Time

In the most recently reported fiscal year, Pinnacle Financial Partners (PNFP) generated net income of $459.86M, compared with $546.96M in the prior fiscal year, representing a -15.92% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of $632.99M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: December 31, 2025 at 7:17 PM Eastern Time

Based on the latest available data, Pinnacle Financial Partners (PNFP) is currently trading at a last twelve months (LTM) P/E ratio of 11.82x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 9.96x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: December 31, 2025 at 7:17 PM Eastern Time

📅 Earnings & Dividends

Pinnacle Financial Partners (PNFP) is currently scheduled to report its next earnings results on January 20, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:29 PM Eastern Time

In the most recently reported quarter, Pinnacle Financial Partners (PNFP) revenue was $544.80M, compared with analyst consensus expectations of $525.94M, representing a +3.59% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were $2.27, compared with consensus estimates of $2.04, resulting in an +11.28% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: December 31, 2025 at 7:17 PM Eastern Time

Pinnacle Financial Partners's (PNFP) earnings reports, including quarterly and annual financial statements, are available through the company's official regulatory filings with the U.S. Securities and Exchange Commission (SEC). On Gainify, you can access Pinnacle Financial Partners's full set of filings, including earnings releases, Form 10-Q, Form 10-K, and other disclosures, in one place: Pinnacle Financial Partners SEC Filings These filings provide detailed information on Pinnacle Financial Partners's financial performance and are considered the primary source of verified financial data for publicly traded companies.

Pinnacle Financial Partners (PNFP) has paid dividends over the last twelve months (LTM), totaling $0.94 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at $0.99 per share , implying a forward dividend yield of +1.04% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: December 31, 2025 at 7:17 PM Eastern Time

📈 Analyst Information

Analyst assessments of whether Pinnacle Financial Partners (PNFP) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: $95.41Consensus price target: $112.77Implied return: +18.19% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: December 31, 2025 at 7:17 PM Eastern Time

Based on the latest available analyst coverage, Pinnacle Financial Partners (PNFP) currently carries a Outperform consensus rating. Analysts' average PNFP price target is $112.77. Relative to the current share price of $95.41, this suggests a potential price change of approximately +18.19%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: December 31, 2025 at 7:17 PM Eastern Time

Like other publicly traded stocks, Pinnacle Financial Partners (PNFP) shares are bought and sold on stock exchanges such as Nasdaq and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Pinnacle Financial Partners (PNFP) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add PNFP to your watchlist.

Pinnacle Financial Partners trades under the ticker symbol PNFP on the Nasdaq stock exchange. The ticker PNFP is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Pinnacle Financial Partners (PNFP) employs approximately 3,658 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:29 PM Eastern Time

Pinnacle Financial Partners (PNFP) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Pinnacle Financial Partners (PNFP) stock peers based on overlapping products, services, and competitive dynamics:Synovus Financial (SNV)Cadence Bank (CADE)SouthState Bank (SSB)Columbia Banking System (COLB)Cullen/Frost Bankers (CFR)First Horizon (FHN)Bank OZK (OZK)Hancock Whitney (HWC)Prosperity Bancshares (PB)Western Alliance (WAL) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Pinnacle Financial Partners.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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