
Last Price
52 Week Range
$14.29 - $20.61
Next Earnings Date
Apr 23 2026 (Estimate)
Next Earnings Date
Apr 23 2026 (Est.)
Last Price
Market Cap | $1.02B |
EV | - |
Shares Outstanding | 57.40M |
Beta | 1.01 |
Industry | Banks - Regional |
Analyst Rating | OUTPERFORM |
Analyst Target Price | |
Number of Analysts | 5 |
P/E 2026E | 9.41x |
P/B 2026E | 0.71x |
Revenue | |
EBIT | |
EPS | |
BVPS |
Revenue | |
EBIT | |
EPS | |
BVPS |
Ebit Margin 2026E | 38.05% |
Net Profit Margin 2026E | 11.88% |
ROE 2026E | 6.00% |
ROA 2026E | 0.78% |
DPS 2026E | $0.80 |
Payout Ratio 2026E | 42.11% |
Div. Yield 2026E | 4.49% |
DPS Last 3Y CAGR |
Price
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OceanFirst Financial Corp.
OCFC
Sector
Financial Services
Industry
Banks - Regional
CEO
Maher, Christopher
Employees
926
Website
www.oceanfirst.comIPO Date
1996-07-03
Headquarters
975 Hooper Avenue, Toms River, New Jersey, 08753-8320, United States
The last closing price of OceanFirst Financial (OCFC) is $17.79, reflecting a -0.62% change from the prior session. Last updated: March 11, 2026 at 4:59 PM Eastern Time
Review of Recent OCFC Stock Performance trends:Past 1 Month: OceanFirst Financial (OCFC) shares changed by -7.82%.Past 3 Months: The stock recorded a change of -12.49%.Past 6 Months: OCFC shares posted a change of -2.68%. Last updated: March 11, 2026 at 6:08 PM Eastern Time
Over the last year, OceanFirst Financial (OCFC) has established a 52-week price range between a high of $20.61 and a low of $14.29. This metric is essential for assessing the stock's annual volatility. Last updated: March 11, 2026 at 6:08 PM Eastern Time
OceanFirst Financial (OCFC) is considered a medium volatility stock. It has a beta of 1.01, which means it typically moves 1.01 times as much as the broader market. Over the past 52 weeks, OCFC has traded within a $14.29 – $20.61 range. Last updated: March 11, 2026 at 6:08 PM Eastern Time
Based on current OCFC analyst forecasts, the consensus price target for OceanFirst Financial (OCFC) is $22.00 for 2027. Relative to the current price of $17.79, this implies a positive upside of +23.67%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: March 11, 2026 at 6:08 PM Eastern Time
A $1,000 investment in OceanFirst Financial 5 years ago, when the stock was trading around $24.40, would be worth approximately $729.23 today, based solely on share price performance (excluding dividends). This represents a total return of -27.08% over the period, equivalent to a compound annual growth rate (CAGR) of -6.12%. Past performance reflects historical price movements only and does not imply future results. Last updated: March 11, 2026 at 6:08 PM Eastern Time
The current OceanFirst Financial (OCFC) market capitalization is approximately $1.02B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, OceanFirst Financial's market cap fluctuates with changes in its share price and share count. Last updated: March 11, 2026 at 6:08 PM Eastern Time
In the most recently reported quarter, OceanFirst Financial (OCFC) generated $104.46M in revenue, representing a +9.31% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately $104.79M, implying an expected +7.25% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: March 11, 2026 at 6:47 AM Eastern Time
In the most recently reported fiscal year, OceanFirst Financial (OCFC) generated net income of $67.13M, compared with $96.05M in the prior fiscal year, representing a -30.11% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of $74.05M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: March 11, 2026 at 6:47 AM Eastern Time
Based on the latest available data, OceanFirst Financial (OCFC) is currently trading at a last twelve months (LTM) P/E ratio of 12.44x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 9.41x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: March 11, 2026 at 4:59 PM Eastern Time
OceanFirst Financial (OCFC) is currently scheduled to report its next earnings results on April 22, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: March 11, 2026 at 6:08 PM Eastern Time
In the most recently reported quarter, OceanFirst Financial (OCFC) revenue was $104.46M, compared with analyst consensus expectations of $103.22M, representing a +1.20% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were $0.41, compared with consensus estimates of $0.37, resulting in an +10.81% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: March 11, 2026 at 6:47 AM Eastern Time
OceanFirst Financial's (OCFC) earnings reports, including quarterly and annual financial statements, are available through the company's official regulatory filings with the U.S. Securities and Exchange Commission (SEC). On Gainify, you can access OceanFirst Financial's full set of filings, including earnings releases, Form 10-Q, Form 10-K, and other disclosures, in one place: OceanFirst Financial SEC Filings These filings provide detailed information on OceanFirst Financial's financial performance and are considered the primary source of verified financial data for publicly traded companies.
OceanFirst Financial (OCFC) has paid dividends over the last twelve months (LTM), totaling $0.80 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at $0.80 per share , implying a forward dividend yield of +4.50% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: March 11, 2026 at 6:47 AM Eastern Time
Analyst assessments of whether OceanFirst Financial (OCFC) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: $17.79Consensus price target: $22.00Implied return: +23.67% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: March 11, 2026 at 4:59 PM Eastern Time
Based on the latest available analyst coverage, OceanFirst Financial (OCFC) currently carries a Outperform consensus rating. Analysts' average OCFC price target is $22.00. Relative to the current share price of $17.79, this suggests a potential price change of approximately +23.67%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: March 11, 2026 at 4:59 PM Eastern Time
Like other publicly traded stocks, OceanFirst Financial (OCFC) shares are bought and sold on stock exchanges such as Nasdaq and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for OceanFirst Financial (OCFC) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.
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OceanFirst Financial trades under the ticker symbol OCFC on the Nasdaq stock exchange. The ticker OCFC is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.
As of the most recently reported period, OceanFirst Financial (OCFC) employs approximately 926 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: March 11, 2026 at 6:08 PM Eastern Time
OceanFirst Financial (OCFC) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest OceanFirst Financial (OCFC) stock peers based on overlapping products, services, and competitive dynamics:S&T (STBA)ConnectOne (CNOB)Peoples Bancorp (PEBO)First Mid Bancshares (FMBH)First (FBNC)Dime Community Bancshares (DCOM)Fulton Financial (FULT)First Commonwealth Financial (FCF)QCR Holdings (QCRH)Park National (PRK) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to OceanFirst Financial.
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