ERIE logo

Erie Indemnity
ERIE

Last Price

Financial Snapshot

gainify

Market Data

Market Cap
$14.99B
EV
$14.44B
Shares Outstanding
52.29M
Beta
0.37
Industry
Insurance - Brokers

Wall Street View

Analyst Rating
BUY
Analyst Target Price
-
Number of Analysts
0
P/E 2025E
22.77x
P/B 2025E
-

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
-
Net Profit Margin 2025E
16.09%
ROE 2025E
-
ROA 2025E
-

Dividends

DPS 2025E
$5.46
Payout Ratio 2025E
43.37%
Div. Yield 2025E
1.91%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

gainify

About Erie Indemnity Company

gainify
ERIE logo

Erie Indemnity Company

ERIE

Erie Indemnity Company operates as a managing attorney-in-fact for the subscribers at the Erie Insurance Exchange in the United States. It provides issuance and renewal services; sales related services, including agent compensation, and sales and advertising support s...

Sector

Financial Services

Industry

Insurance - Brokers

CEO

NeCastro, Timothy

Employees

6,728

IPO Date

1995-10-02

Headquarters

100 Erie Insurance Place, Erie, Pennsylvania, 16530, United States

📊 Stock Price & Performance

The last closing price of Erie Indemnity (ERIE) is $286.65, reflecting a -0.42% change from the prior session. Last updated: December 31, 2025 at 4:03 PM Eastern Time

Review the recent ERIE stock performance trends:Past 1 Month: Erie Indemnity (ERIE) shares have -2.99%.Past 3 Months: The stock has -9.90%.Past 6 Months: ERIE shares have -17.34%. Last updated: December 31, 2025 at 11:29 PM Eastern Time

Over the last year, Erie Indemnity (ERIE) has established a 52-week price range between a high of $456.93 and a low of $273.59. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:29 PM Eastern Time

Erie Indemnity (ERIE) is considered a low volatility stock. It has a beta of 0.37, which means it typically moves 0.37 times as much as the broader market. Over the past 52 weeks, ERIE has traded within a $273.59 – $456.93 range. Last updated: December 31, 2025 at 11:29 PM Eastern Time

A $1,000 investment in Erie Indemnity 5 years ago, when the stock was trading around $245.59, would be worth approximately $1167.17 today, based solely on share price performance (excluding dividends). This represents a total return of 16.72% over the period, equivalent to a compound annual growth rate (CAGR) of 3.14%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:29 PM Eastern Time

💰 Financial Metrics & Reports

The current Erie Indemnity (ERIE) market capitalization is approximately $14.99B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Erie Indemnity's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:29 PM Eastern Time

In the most recently reported quarter, Erie Indemnity (ERIE) generated $1.07B in revenue, representing a +6.69% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately $975.56M, implying an expected +5.57% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: December 31, 2025 at 7:14 PM Eastern Time

In the most recently reported fiscal year, Erie Indemnity (ERIE) generated net income of $600.31M, compared with $446.06M in the prior fiscal year, representing a +34.58% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of $658.41M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: December 31, 2025 at 7:14 PM Eastern Time

According to its latest quarterly filing, Erie Indemnity (ERIE) reported EBITDA of $228.71M, representing a +16.17% year over year change. EBITDA is a non-GAAP measure and does not account for depreciation, amortization, interest expense, taxes, or capital expenditures. As a result, it should be considered alongside other financial metrics when assessing operating performance. Actual results may differ from estimates as company-specific or macroeconomic conditions evolve. Last updated: December 31, 2025 at 7:14 PM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 0.02x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: December 31, 2025 at 7:14 PM Eastern Time

Based on the latest available data, Erie Indemnity (ERIE) is currently trading at a last twelve months (LTM) P/E ratio of 23.13x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 20.95x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: December 31, 2025 at 7:14 PM Eastern Time

📅 Earnings & Dividends

Erie Indemnity (ERIE) is currently scheduled to report its next earnings results on February 25, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:29 PM Eastern Time

In the most recently reported quarter, Erie Indemnity (ERIE) revenue was $1.07B, compared with analyst consensus expectations of $1.08B, representing a -1.64% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were $3.49, compared with consensus estimates of $3.37, resulting in an +3.50% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: December 31, 2025 at 7:14 PM Eastern Time

Erie Indemnity's (ERIE) earnings reports, including quarterly and annual financial statements, are available through the company's official regulatory filings with the U.S. Securities and Exchange Commission (SEC). On Gainify, you can access Erie Indemnity's full set of filings, including earnings releases, Form 10-Q, Form 10-K, and other disclosures, in one place: Erie Indemnity SEC Filings These filings provide detailed information on Erie Indemnity's financial performance and are considered the primary source of verified financial data for publicly traded companies.

Erie Indemnity (ERIE) has paid dividends over the last twelve months (LTM), totaling $5.46 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at $1.37 per share , implying a forward dividend yield of +0.48% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: December 31, 2025 at 7:14 PM Eastern Time

📈 Analyst Information

Based on the latest available analyst coverage, Erie Indemnity (ERIE) currently carries a Buy consensus rating. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: December 31, 2025 at 7:14 PM Eastern Time

Like other publicly traded stocks, Erie Indemnity (ERIE) shares are bought and sold on stock exchanges such as Nasdaq and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Erie Indemnity (ERIE) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add ERIE to your watchlist.

Erie Indemnity trades under the ticker symbol ERIE on the Nasdaq stock exchange. The ticker ERIE is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Erie Indemnity (ERIE) employs approximately 6,728 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:29 PM Eastern Time

Erie Indemnity (ERIE) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Erie Indemnity (ERIE) stock peers based on overlapping products, services, and competitive dynamics:Selective Insurance Group (SIGI)Ryan Specialty Holdings (RYAN)Tiptree (TIPT)RLI (RLI)Kinsale Capital Group (KNSL)Skyward Specialty Insurance Group (SKWD)Cincinnati Financial (CINF)Baldwin Insurance Group (BWIN)Hagerty (HGTY)Palomar Holdings (PLMR) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Erie Indemnity.

gainifypowered-by-sp
Socials
Send us an emailFollow us on XConnect with us on LinkedInFollow us on InstagramFollow us on ThreadsCheck us out on TrustpilotFollow us on YouTubeFind us on Google Maps

Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

View Data Providers

NEWSLETTER

Gainify provides tools and content designed to help users explore and understand the world of investing. All information available through our platform is for educational and informational use only. It is not intended as financial, investment or legal advice, and should not be treated as a recommendation or endorsement of any investment approach.
Our content is general in nature and does not account for your personal financial circumstances. Any investment decisions you make are your responsibility. We strongly recommend speaking with a licensed financial advisor or professional before acting on any information found on Gainify. Before using Gainify, please review our Terms of Service.

© 2026 Gainify. All rights reserved.