O

OUTsurance Group
OUT

Last Price

Financial Snapshot

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Market Data

Market Cap
ZAR110.87B
EV
ZAR110.79B
Shares Outstanding
1.55B
Beta
0.42
Industry
Insurance - Diversified

Wall Street View

Analyst Rating
HOLD
Analyst Target Price
Number of Analysts
6
P/E 2026E
20.64x
P/B 2026E
6.51x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
20.29%
Net Profit Margin 2026E
14.71%
ROE 2026E
34.16%
ROA 2026E
12.63%

Dividends

DPS 2026E
ZAR2.53
Payout Ratio 2026E
72.91%
Div. Yield 2026E
3.52%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About OUTsurance Group Limited

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O

OUTsurance Group Limited

OUT

OUTsurance Group Limited, a financial services company, provides insurance and investment products in South Africa, Australia, and Ireland. It operates through Personal Insurance; Business Insurance; Youi CTP; OUTsurance Central; OUTsurance Ireland; and Life Insurance...

Sector

Financial Services

Industry

Insurance - Diversified

CEO

Visser, Marthinus

Employees

7,492

IPO Date

2000-05-25

Headquarters

1241 Embankment Road, Zwartkop Extension 7, Centurion, Gauteng, 0157, South Africa

📊 Stock Price & Performance

The last closing price of OUTsurance Group (OUT) is ZAR71.99, reflecting a -0.17% change from the prior session. Last updated: December 31, 2025 at 2:50 AM Eastern Time

Review the recent OUT stock performance trends:Past 1 Month: OUTsurance Group (OUT) shares have -1.14%.Past 3 Months: The stock has -0.03%.Past 6 Months: OUT shares have -8.48%. Last updated: December 31, 2025 at 11:47 PM Eastern Time

Over the last year, OUTsurance Group (OUT) has established a 52-week price range between a high of ZAR81.25 and a low of ZAR61.01. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:47 PM Eastern Time

OUTsurance Group (OUT) is considered a low volatility stock. It has a beta of 0.42, which means it typically moves 0.42 times as much as the broader market. Over the past 52 weeks, OUT has traded within a ZAR61.01 – ZAR81.25 range. Last updated: December 31, 2025 at 11:47 PM Eastern Time

Based on current OUT analyst forecasts and market assumptions, the consensus price target for OUTsurance Group (OUT) is ZAR83.30 for 2027. Relative to the current price of ZAR71.99, this implies a positive upside of +16.24%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 31, 2025 at 11:47 PM Eastern Time

A ZAR1,000 investment in OUTsurance Group 5 years ago, when the stock was trading around ZAR17.42, would be worth approximately ZAR4131.94 today, based solely on share price performance (excluding dividends). This represents a total return of 313.19% over the period, equivalent to a compound annual growth rate (CAGR) of 32.81%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:47 PM Eastern Time

💰 Financial Metrics & Reports

The current OUTsurance Group (OUT) market capitalization is approximately ZAR110.87B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, OUTsurance Group's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:47 PM Eastern Time

In the most recently reported quarter, OUTsurance Group (OUT) generated ZAR10.27B in revenue, representing a +18.47% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:37 AM Eastern Time

In the most recently reported fiscal year, OUTsurance Group (OUT) generated net income of ZAR4.71B, compared with ZAR4.06B in the prior fiscal year, representing a +15.91% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of ZAR5.50B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:37 AM Eastern Time

According to its latest quarterly filing, OUTsurance Group (OUT) reported EBITDA of ZAR2.16B, representing a +8.00% year over year change. EBITDA is a non-GAAP measure and does not account for depreciation, amortization, interest expense, taxes, or capital expenditures. As a result, it should be considered alongside other financial metrics when assessing operating performance. Actual results may differ from estimates as company-specific or macroeconomic conditions evolve. Last updated: January 1, 2026 at 2:37 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 0.02x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 2:37 AM Eastern Time

Based on the latest available data, OUTsurance Group (OUT) is currently trading at a last twelve months (LTM) P/E ratio of 23.74x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 2:37 AM Eastern Time

📅 Earnings & Dividends

OUTsurance Group (OUT) is currently scheduled to report its next earnings results on March 11, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:47 PM Eastern Time

In the most recently reported quarter, OUTsurance Group (OUT) revenue was ZAR10.27B. Earnings per share (EPS) for the quarter were ZAR0.86. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:37 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether OUTsurance Group (OUT) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: ZAR71.99Consensus price target: ZAR83.30Implied return: +16.24% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 2:37 AM Eastern Time

Based on the latest available analyst coverage, OUTsurance Group (OUT) currently carries a Hold consensus rating. Analysts' average OUT price target is ZAR83.30. Relative to the current share price of ZAR71.99, this suggests a potential price change of approximately +16.24%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 2:37 AM Eastern Time

Like other publicly traded stocks, OUTsurance Group (OUT) shares are bought and sold on stock exchanges such as JSE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for OUTsurance Group (OUT) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add OUT to your watchlist.

OUTsurance Group trades under the ticker symbol OUT on the JSE stock exchange. The ticker OUT is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, OUTsurance Group (OUT) employs approximately 7,492 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:47 PM Eastern Time

OUTsurance Group (OUT) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest OUTsurance Group (OUT) stock peers based on overlapping products, services, and competitive dynamics:Santam (SNT)Discovery (DSY)Old Mutual (OMU)Wesure Global Tech (WESR)Root (ROOT)White Mountains Insurance Group (WTM)Libra Insurance Company (LBRA)Tiptree (TIPT)Hamilton Insurance Group (HG) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to OUTsurance Group.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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