BBNI logo

PT Bank Negara Indonesia (Persero) Tbk
BBNI

Last Price

Financial Snapshot

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Market Data

Market Cap
IDR159.09T
EV
-
Shares Outstanding
37.30B
Beta
0.12
Industry
Banks - Regional

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
21
P/E 2026E
7.17x
P/Revenue 2026E
2.25x

Historical 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Forecasted 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Margins & Returns

Gross Margin 2026E
3.68%
Net Profit Margin 2026E
31.44%
ROE 2026E
12.69%
ROCE 2025
12.01%

Dividends

DPS 2026E
IDR372.60
Payout Ratio 2026E
62.53%
Div. Yield 2026E
8.94%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About PT Bank Negara Indonesia (Persero) Tbk

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BBNI logo

PT Bank Negara Indonesia (Persero) Tbk

BBNI

PT Bank Negara Indonesia (Persero) Tbk, together with its subsidiaries, provides various banking products and services in Indonesia, rest of Asia, New York, and Europe. It operates through Corporate Banking, Institutional Banking, Commercial Banking, Consumer Banking,...

Sector

Financial Services

Industry

Banks - Regional

CEO

Setyawan, Putrama

Employees

27,737

IPO Date

2003-12-23

Headquarters

Gedung Grha BNI, Jl. Jenderal Sudirman Kav. 1, Jakarta Pusat, Jakarta Raya, 10220, Indonesia

📊 Stock Price & Performance

The current price of PT Bank Negara Indonesia (Persero) Tbk (BBNI) is IDR4290.00, reflecting a +0.23% change compared to the previous close. Last updated: March 10, 2026 at 1:18 AM Eastern Time

Review of Recent BBNI Stock Performance trends:Past 1 Month: PT Bank Negara Indonesia (Persero) Tbk (BBNI) shares changed by -5.74%.Past 3 Months: The stock recorded a change of -0.47%.Past 6 Months: BBNI shares posted a change of +2.15%. Last updated: March 7, 2026 at 8:23 PM Eastern Time

Over the last year, PT Bank Negara Indonesia (Persero) Tbk (BBNI) has established a 52-week price range between a high of IDR4730.00 and a low of IDR3610.00. This metric is essential for assessing the stock's annual volatility. Last updated: March 7, 2026 at 8:23 PM Eastern Time

PT Bank Negara Indonesia (Persero) Tbk (BBNI) is considered a low volatility stock. It has a beta of 0.12, which means it typically moves 0.12 times as much as the broader market. Over the past 52 weeks, BBNI has traded within a IDR3610.00 – IDR4730.00 range. Last updated: March 7, 2026 at 8:23 PM Eastern Time

Based on current BBNI analyst forecasts, the consensus price target for PT Bank Negara Indonesia (Persero) Tbk (BBNI) is IDR5002.95 for 2027. Relative to the current price of IDR4290.00, this implies a positive upside of +17.17%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: March 10, 2026 at 1:18 AM Eastern Time

A IDR1,000 investment in PT Bank Negara Indonesia (Persero) Tbk 5 years ago, when the stock was trading around IDR3013.38, would be worth approximately IDR1423.65 today, based solely on share price performance (excluding dividends). This represents a total return of 42.37% over the period, equivalent to a compound annual growth rate (CAGR) of 7.32%. Past performance reflects historical price movements only and does not imply future results. Last updated: March 7, 2026 at 8:23 PM Eastern Time

💰 Financial Metrics & Reports

The current PT Bank Negara Indonesia (Persero) Tbk (BBNI) market capitalization is approximately IDR159.09T, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, PT Bank Negara Indonesia (Persero) Tbk's market cap fluctuates with changes in its share price and share count. Last updated: March 7, 2026 at 8:23 PM Eastern Time

In the most recently reported quarter, PT Bank Negara Indonesia (Persero) Tbk (BBNI) generated IDR18.47T in revenue, representing a +1.27% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately IDR17.26T, implying an expected +24.65% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: March 9, 2026 at 2:36 AM Eastern Time

In the most recently reported fiscal year, PT Bank Negara Indonesia (Persero) Tbk (BBNI) generated net income of IDR20.04T, compared with IDR21.46T in the prior fiscal year, representing a -6.63% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of IDR22.20T. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: March 9, 2026 at 2:36 AM Eastern Time

Based on the latest available data, PT Bank Negara Indonesia (Persero) Tbk (BBNI) is currently trading at a last twelve months (LTM) P/E ratio of 7.99x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 6.99x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: March 10, 2026 at 1:18 AM Eastern Time

📅 Earnings & Dividends

PT Bank Negara Indonesia (Persero) Tbk (BBNI) is currently scheduled to report its next earnings results on April 26, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: March 7, 2026 at 8:23 PM Eastern Time

In the most recently reported quarter, PT Bank Negara Indonesia (Persero) Tbk (BBNI) revenue was IDR18.47T, compared with analyst consensus expectations of IDR17.51T, representing a +5.51% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were IDR132.00, compared with consensus estimates of IDR136.52, resulting in an -3.31% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: March 9, 2026 at 2:36 AM Eastern Time

PT Bank Negara Indonesia (Persero) Tbk (BBNI) has paid dividends over the last twelve months (LTM), totaling IDR374.06 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at IDR376.13 per share , implying a forward dividend yield of +8.77% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: March 9, 2026 at 2:36 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether PT Bank Negara Indonesia (Persero) Tbk (BBNI) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: IDR4290.00Consensus price target: IDR5002.95Implied return: +17.17% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: March 10, 2026 at 1:18 AM Eastern Time

Based on the latest available analyst coverage, PT Bank Negara Indonesia (Persero) Tbk (BBNI) currently carries a Buy consensus rating. Analysts' average BBNI price target is IDR5002.95. Relative to the current share price of IDR4290.00, this suggests a potential price change of approximately +17.17%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: March 10, 2026 at 1:18 AM Eastern Time

Like other publicly traded stocks, PT Bank Negara Indonesia (Persero) Tbk (BBNI) shares are bought and sold on stock exchanges such as IDX and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for PT Bank Negara Indonesia (Persero) Tbk (BBNI) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add BBNI to your watchlist.

PT Bank Negara Indonesia (Persero) Tbk trades under the ticker symbol BBNI on the IDX stock exchange. The ticker BBNI is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, PT Bank Negara Indonesia (Persero) Tbk (BBNI) employs approximately 27,737 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: March 7, 2026 at 8:23 PM Eastern Time

PT Bank Negara Indonesia (Persero) Tbk (BBNI) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest PT Bank Negara Indonesia (Persero) Tbk (BBNI) stock peers based on overlapping products, services, and competitive dynamics:PT Bank Central Asia Tbk (BBCA)PT Bank Rakyat Indonesia (Persero) Tbk (BBRI)PT Bank Mandiri (Persero) Tbk (BMRI)E.SUN Financial Holding (2884)Public Bank Berhad (PBBANK)Bank of the Philippine Islands (BPI)PT Bank Tabungan Negara (Persero) Tbk (BBTN)Krung Thai Bank Public (KTB)SCB X Public (SCB)Bank of Ayudhya Public (BAY) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to PT Bank Negara Indonesia (Persero) Tbk.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.
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