Y

Younited Financial
YOUNI

Last Price

Financial Snapshot

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Market Data

Market Cap
-
EV
-
Shares Outstanding
50.01M
Beta
-
Industry
-

Wall Street View

Analyst Rating
HOLD
Analyst Target Price
Number of Analysts
1
P/E 2025E
-
P/B 2025E
-

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
31.66%
Net Profit Margin 2025E
-16.49%
ROE 2025E
-11.10%
ROA 2025E
-1.39%

Dividends

DPS 2025E
-
Payout Ratio 2025E
-
Div. Yield 2025E
-
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Younited Financial S.A.

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Y

Younited Financial S.A.

YOUNI

Younited Financial S.A. provides consumer credit services in France, Italy, Spain, and Portugal. The company offers credit and point-of-sale financing; open banking services; and credit protection insurance products, including life, disability, and unemployment insura...

Sector

Industry

CEO

Egly, Charles

Employees

IPO Date

Headquarters

17 Blvd Friedrich Wilhelm Raiffeisen, Luxembourg 2411, Luxembourg

📊 Stock Price & Performance

The current price of Younited Financial (YOUNI) is €6.20. Last updated: March 7, 2026 at 8:18 PM Eastern Time

Over the last year, Younited Financial (YOUNI) has established a 52-week price range between a high of €13.00 and a low of €5.20. This metric is essential for assessing the stock's annual volatility. Last updated: March 7, 2026 at 8:18 PM Eastern Time

Based on current YOUNI analyst forecasts, the consensus price target for Younited Financial (YOUNI) is €8.50 for 2027. Relative to the current price of €6.20, this implies a positive upside of +37.10%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: March 7, 2026 at 8:18 PM Eastern Time

💰 Financial Metrics & Reports

In the most recently reported quarter, Younited Financial (YOUNI) generated €22.71M in revenue, representing a +26.38% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: March 5, 2026 at 1:57 AM Eastern Time

In the most recently reported fiscal year, Younited Financial (YOUNI) generated net income of €-83.44M, compared with €-49.68M in the prior fiscal year, representing a -67.96% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of €-23.70M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: March 5, 2026 at 1:57 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Younited Financial (YOUNI) revenue was €22.71M. Earnings per share (EPS) for the quarter were €-0.10. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: March 5, 2026 at 1:57 AM Eastern Time

Younited Financial (YOUNI) does not currently pay a dividend. Over the last twelve months (LTM), the company paid €0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: March 5, 2026 at 1:57 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Younited Financial (YOUNI) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: €6.20Consensus price target: €8.50Implied return: +37.10% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: March 7, 2026 at 8:18 PM Eastern Time

Based on the latest available analyst coverage, Younited Financial (YOUNI) currently carries a Hold consensus rating. Analysts' average YOUNI price target is €8.50. Relative to the current share price of €6.20, this suggests a potential price change of approximately +37.10%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: March 7, 2026 at 8:18 PM Eastern Time

Like other publicly traded stocks, Younited Financial (YOUNI) shares are bought and sold on stock exchanges such as ENXTAM and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Younited Financial (YOUNI) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add YOUNI to your watchlist.

Younited Financial trades under the ticker symbol YOUNI on the ENXTAM stock exchange. The ticker YOUNI is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

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