INGA logo

ING Groep
INGA

Last Price

Financial Snapshot

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Market Data

Market Cap
€69.68B
EV
-
Shares Outstanding
2.90B
Beta
0.93
Industry
Banks - Diversified

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
18
P/E 2025E
11.89x
P/B 2025E
1.45x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
45.10%
Net Profit Margin 2025E
25.60%
ROE 2025E
12.12%
ROA 2025E
0.54%

Dividends

DPS 2025E
€1.09
Payout Ratio 2025E
53.96%
Div. Yield 2025E
4.57%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About ING Groep N.V.

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INGA logo

ING Groep N.V.

INGA

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking...

Sector

Financial Services

Industry

Banks - Diversified

CEO

van Rijswijk, Steven J.

Employees

60,000

IPO Date

1995-03-29

Headquarters

Bijlmerdreef 106, Amsterdam, Noord-Holland, 1102 CT, Netherlands

📊 Stock Price & Performance

The last closing price of ING Groep (INGA) is €23.95, reflecting a -0.33% change from the prior session. Last updated: December 31, 2025 at 6:57 AM Eastern Time

Review the recent INGA stock performance trends:Past 1 Month: ING Groep (INGA) shares have +7.43%.Past 3 Months: The stock has +8.74%.Past 6 Months: INGA shares have +28.88%. Last updated: December 31, 2025 at 11:43 PM Eastern Time

Over the last year, ING Groep (INGA) has established a 52-week price range between a high of €24.11 and a low of €14.31. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:43 PM Eastern Time

ING Groep (INGA) is considered a medium volatility stock. It has a beta of 0.93, which means it typically moves 0.93 times as much as the broader market. Over the past 52 weeks, INGA has traded within a €14.31 – €24.11 range. Last updated: December 31, 2025 at 11:43 PM Eastern Time

Based on current INGA analyst forecasts and market assumptions, the consensus price target for ING Groep (INGA) is €23.30 for 2027. Relative to the current price of €23.95, this implies a potential downside of -2.96%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 31, 2025 at 11:43 PM Eastern Time

A €1,000 investment in ING Groep 5 years ago, when the stock was trading around €7.62, would be worth approximately €3143.17 today, based solely on share price performance (excluding dividends). This represents a total return of 214.32% over the period, equivalent to a compound annual growth rate (CAGR) of 25.74%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:43 PM Eastern Time

💰 Financial Metrics & Reports

The current ING Groep (INGA) market capitalization is approximately €69.68B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, ING Groep's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:43 PM Eastern Time

In the most recently reported quarter, ING Groep (INGA) generated €5.90B in revenue, representing a -0.19% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately €5.33B, implying an expected -1.37% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:25 AM Eastern Time

In the most recently reported fiscal year, ING Groep (INGA) generated net income of €6.39B, compared with €7.29B in the prior fiscal year, representing a -12.28% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of €5.79B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:25 AM Eastern Time

Based on the latest available data, ING Groep (INGA) is currently trading at a last twelve months (LTM) P/E ratio of 11.97x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 11.29x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 2:25 AM Eastern Time

📅 Earnings & Dividends

ING Groep (INGA) is currently scheduled to report its next earnings results on January 28, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:43 PM Eastern Time

In the most recently reported quarter, ING Groep (INGA) revenue was €5.90B, compared with analyst consensus expectations of €5.62B, representing a +4.92% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were €0.60, compared with consensus estimates of €0.53, resulting in an +13.21% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:25 AM Eastern Time

ING Groep (INGA) has paid dividends over the last twelve months (LTM), totaling €1.06 per share. Based on current analyst expectations, dividends over the next twelve months (NTM) are estimated at €1.14 per share , implying a forward dividend yield of +4.76% at the current share price. Dividend payments are subject to board approval and may change depending on profitability, cash flow, capital allocation priorities, and broader market conditions. Last updated: January 1, 2026 at 2:25 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether ING Groep (INGA) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: €23.95Consensus price target: €23.30Implied return: -2.96% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 2:25 AM Eastern Time

Based on the latest available analyst coverage, ING Groep (INGA) currently carries a Outperform consensus rating. Analysts' average INGA price target is €23.30. Relative to the current share price of €23.95, this suggests a potential price change of approximately -2.96%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 2:25 AM Eastern Time

Like other publicly traded stocks, ING Groep (INGA) shares are bought and sold on stock exchanges such as ENXTAM and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for ING Groep (INGA) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add INGA to your watchlist.

ING Groep trades under the ticker symbol INGA on the ENXTAM stock exchange. The ticker INGA is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, ING Groep (INGA) employs approximately 60,000 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:43 PM Eastern Time

ING Groep (INGA) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest ING Groep (INGA) stock peers based on overlapping products, services, and competitive dynamics:KBC Group NV (KBC)ABN AMRO Bank (ABN)Lloyds Banking Group (LLOY)Société Générale (GLE)Crédit Agricole (ACA)Banco Bilbao Vizcaya Argentaria (BBVA)UniCredit (UCG)Intesa Sanpaolo (ISP)Bank of Nova Scotia (BNS)Itaú Unibanco Holding (ITUB4) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to ING Groep.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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