Joint Stock Company Kaspi.kz

KKS

The current Joint Stock Company Kaspi.kz (KKS) market capitalization is approximately €11.78B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Joint Stock Company Kaspi.kz's market cap fluctuates with changes in its share price and share count. Last updated: February 15, 2026 at 5:30 PM Eastern Time

In the most recently reported quarter, Joint Stock Company Kaspi.kz (KKS) generated KZT1.11T in revenue, representing a +70.86% year over year change. For the next quarter, analyst consensus currently expects revenue of approximately KZT1.18T, implying an expected +61.25% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: February 15, 2026 at 9:18 PM Eastern Time

In the most recently reported fiscal year, Joint Stock Company Kaspi.kz (KKS) generated net income of KZT1.06T, compared with KZT848.77B in the prior fiscal year, representing a +24.51% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of KZT1.12T. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: February 15, 2026 at 9:18 PM Eastern Time

According to its latest quarterly filing, Joint Stock Company Kaspi.kz (KKS) reported EBITDA of KZT642.12B, representing a +21.65% year over year change. For the upcoming quarter, analyst consensus currently expects EBITDA of KZT1.53B, reflecting assumptions around revenue trends, operating costs, scale efficiencies, and margin dynamics. EBITDA is a non-GAAP measure and does not account for depreciation, amortization, interest expense, taxes, or capital expenditures. As a result, it should be considered alongside other financial metrics when assessing operating performance. Actual results may differ from estimates as company-specific or macroeconomic conditions evolve. Last updated: February 15, 2026 at 9:18 PM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 0.18x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: February 15, 2026 at 9:18 PM Eastern Time

Based on the latest available data, Joint Stock Company Kaspi.kz (KKS) is currently trading at a last twelve months (LTM) P/E ratio of 0.01x. Looking forward, the stock trades at a next twelve months (NTM) P/E ratio of 0.01x, based on consensus earnings estimates. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: February 15, 2026 at 9:18 PM Eastern Time

Joint Stock Company Kaspi.kz (KKS) is currently scheduled to report its next earnings results on March 1, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: February 15, 2026 at 5:30 PM Eastern Time

In the most recently reported quarter, Joint Stock Company Kaspi.kz (KKS) revenue was KZT1.11T, compared with analyst consensus expectations of KZT960.26B, representing a +15.61% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were KZT1.46K, compared with consensus estimates of KZT1.57K, resulting in an -7.20% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: February 15, 2026 at 9:18 PM Eastern Time

Based on the latest available analyst coverage, Joint Stock Company Kaspi.kz (KKS) currently carries a not available consensus rating. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: February 15, 2026 at 9:18 PM Eastern Time

Like other publicly traded stocks, Joint Stock Company Kaspi.kz (KKS) shares are bought and sold on stock exchanges such as Nasdaq and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Joint Stock Company Kaspi.kz (KKS) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

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Joint Stock Company Kaspi.kz trades under the ticker symbol KKS on the Nasdaq stock exchange. The ticker KKS is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

Joint Stock Company Kaspi.kz (KKS) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Joint Stock Company Kaspi.kz (KKS) stock peers based on overlapping products, services, and competitive dynamics:PayPal Holdings (PYPL)Nu Holdings (NU)Global Payments (GPN)Affirm Holdings (AFRM)Shift4 Payments (FOUR)Tencent Holdings (700)Adyen (ADYEN)Block (XYZ)Paysafe (PSFE)Mastercard (MA) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Joint Stock Company Kaspi.kz.