U

United Bank
UBEE

Last Price

Financial Snapshot

gainify

Market Data

Market Cap
EGP14.75B
EV
-
Shares Outstanding
1.10B
Beta
-
Industry
-

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
2
P/E 2026E
4.42x
P/Revenue 2026E
2.00x

Historical 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Forecasted 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Margins & Returns

Gross Margin 2026E
5.99%
Net Profit Margin 2026E
45.36%
ROE 2026E
19.10%
ROCE 2025
14.95%

Dividends

DPS 2026E
EGP1.07
Payout Ratio 2026E
34.97%
Div. Yield 2026E
7.98%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

gainify

About The United Bank

gainify

U

The United Bank

UBEE

The United Bank provides commercial and Islamic banking services in Egypt. The company offers current, savings, and investment accounts; time and fixed time deposit; EGP and USD certificates; debit, prepaid, and credit cards. It also provides loans, including educatio...

Sector

Industry

CEO

Fayed, Tarek Elsayed

Employees

1,654

IPO Date

Headquarters

106, Kasr El-Aini St., Cairo Egypt

📊 Stock Price & Performance

The last closing price of United Bank (UBEE) is EGP13.41, reflecting a +0.83% change from the prior session. Last updated: March 7, 2026 at 7:49 PM Eastern Time

Over the last year, United Bank (UBEE) has established a 52-week price range between a high of EGP19.08 and a low of EGP12.40. This metric is essential for assessing the stock's annual volatility. Last updated: March 7, 2026 at 7:49 PM Eastern Time

Based on current UBEE analyst forecasts, the consensus price target for United Bank (UBEE) is EGP16.90 for 2027. Relative to the current price of EGP13.41, this implies a positive upside of +26.03%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: March 7, 2026 at 7:49 PM Eastern Time

💰 Financial Metrics & Reports

The current United Bank (UBEE) market capitalization is approximately EGP14.75B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, United Bank's market cap fluctuates with changes in its share price and share count. Last updated: March 7, 2026 at 7:49 PM Eastern Time

In the most recently reported quarter, United Bank (UBEE) generated EGP1.61B in revenue, representing a -4.01% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: March 9, 2026 at 1:52 AM Eastern Time

In the most recently reported fiscal year, United Bank (UBEE) generated net income of EGP2.42B, compared with EGP2.82B in the prior fiscal year, representing a -14.16% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of EGP3.37B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: March 9, 2026 at 1:52 AM Eastern Time

Based on the latest available data, United Bank (UBEE) is currently trading at a last twelve months (LTM) P/E ratio of 7.32x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: March 9, 2026 at 1:52 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, United Bank (UBEE) revenue was EGP1.61B, compared with analyst consensus expectations of EGP1.57B, representing a +2.68% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were EGP0.39. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: March 9, 2026 at 1:52 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether United Bank (UBEE) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: EGP13.41Consensus price target: EGP16.90Implied return: +26.03% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: March 9, 2026 at 1:52 AM Eastern Time

Based on the latest available analyst coverage, United Bank (UBEE) currently carries a Outperform consensus rating. Analysts' average UBEE price target is EGP16.90. Relative to the current share price of EGP13.41, this suggests a potential price change of approximately +26.03%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: March 9, 2026 at 1:52 AM Eastern Time

Like other publicly traded stocks, United Bank (UBEE) shares are bought and sold on stock exchanges such as CASE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for United Bank (UBEE) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add UBEE to your watchlist.

United Bank trades under the ticker symbol UBEE on the CASE stock exchange. The ticker UBEE is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, United Bank (UBEE) employs approximately 1,654 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: March 7, 2026 at 7:49 PM Eastern Time

United Bank (UBEE) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest United Bank (UBEE) stock peers based on overlapping products, services, and competitive dynamics:Société Arabe Internationale de Banque S.A.E (SAIB)Bank of Africa - Côte D'ivoire (BOAC)Philippine Bank of Communications (PBC)Soneri Bank (SNBL)Union Bancaire pour le Commerce et L'Industrie (UBCI)Access Bank (Ghana) (ACCESS)FDH Bank (FDHB)Societe Generale Ghana (SOGEGH)CalBank (CAL)Bank Makramah (BML) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to United Bank.

gainifypowered-by-sp
Socials
Send us an emailFollow us on XConnect with us on LinkedInFollow us on InstagramFollow us on ThreadsCheck us out on TrustpilotFollow us on YouTubeFind us on Google Maps
Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.
View Data Providers

NEWSLETTER

Gainify provides tools and content designed to help users explore and understand the world of investing. All information available through our platform is for educational and informational use only. It is not intended as financial, investment or legal advice, and should not be treated as a recommendation or endorsement of any investment approach.
Our content is general in nature and does not account for your personal financial circumstances. Any investment decisions you make are your responsibility. We strongly recommend speaking with a licensed financial advisor or professional before acting on any information found on Gainify. Before using Gainify, please review our Terms of Service.
© 2026 Gainify. All rights reserved.