I

Intercorp Financial Services
IFS

Last Price

Financial Snapshot

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Market Data

Market Cap
$5.34B
EV
-
Shares Outstanding
111.35M
Beta
0.81
Industry
-

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
6
P/E 2026E
8.44x
P/Revenue 2026E
2.34x

Historical 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Forecasted 3Y Growth Rate

Revenue
EPS
Operating Cash Flow
Free Cash Flow

Margins & Returns

Gross Margin 2026E
5.40%
Net Profit Margin 2026E
28.41%
ROE 2026E
16.89%
ROCE 2025
16.61%

Dividends

DPS 2026E
PEN9.61
Payout Ratio 2026E
50.39%
Div. Yield 2026E
5.97%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Intercorp Financial Services Inc.

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I

Intercorp Financial Services Inc.

IFS

Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity...

Sector

Industry

CEO

Castellanos Lopez-Torres, Luis

Employees

8,542

IPO Date

Headquarters

Torre Interbank, 5th Floor,Av. Carlos VillarAn 140, UrbanizaciOn Santa Catalina, La Victoria, Lima, Lima, 13, Peru

📊 Stock Price & Performance

The last closing price of Intercorp Financial Services (IFS) is $48.00, reflecting a -0.74% change from the prior session. Last updated: February 15, 2026 at 5:19 PM Eastern Time

Over the last year, Intercorp Financial Services (IFS) has established a 52-week price range between a high of $51.97 and a low of $29.61. This metric is essential for assessing the stock's annual volatility. Last updated: February 15, 2026 at 5:19 PM Eastern Time

Intercorp Financial Services (IFS) is considered a medium volatility stock. It has a beta of 0.81, which means it typically moves 0.81 times as much as the broader market. Over the past 52 weeks, IFS has traded within a $29.61 – $51.97 range. Last updated: February 15, 2026 at 5:19 PM Eastern Time

Based on current IFS analyst forecasts, the consensus price target for Intercorp Financial Services (IFS) is $49.21 for 2027. Relative to the current price of $48.00, this implies a positive upside of +2.52%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: February 15, 2026 at 5:19 PM Eastern Time

💰 Financial Metrics & Reports

The current Intercorp Financial Services (IFS) market capitalization is approximately $5.34B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Intercorp Financial Services's market cap fluctuates with changes in its share price and share count. Last updated: February 15, 2026 at 5:19 PM Eastern Time

In the most recently reported quarter, Intercorp Financial Services (IFS) generated PEN1.79B in revenue, representing a +5.68% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: February 15, 2026 at 4:27 AM Eastern Time

In the most recently reported fiscal year, Intercorp Financial Services (IFS) generated net income of PEN1.93B, compared with PEN1.30B in the prior fiscal year, representing a +48.64% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of PEN2.18B. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: February 15, 2026 at 4:27 AM Eastern Time

Based on the latest available data, Intercorp Financial Services (IFS) is currently trading at a last twelve months (LTM) P/E ratio of 2.79x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: February 15, 2026 at 5:19 PM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Intercorp Financial Services (IFS) revenue was PEN1.79B, compared with analyst consensus expectations of PEN1.61B, representing a +11.38% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were PEN4.16, compared with consensus estimates of PEN4.02, resulting in an +3.52% EPS surprise. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: February 15, 2026 at 4:27 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Intercorp Financial Services (IFS) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: $48.00Consensus price target: $49.21Implied return: +2.52% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: February 15, 2026 at 5:19 PM Eastern Time

Based on the latest available analyst coverage, Intercorp Financial Services (IFS) currently carries a Buy consensus rating. Analysts' average IFS price target is $49.21. Relative to the current share price of $48.00, this suggests a potential price change of approximately +2.52%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: February 15, 2026 at 5:19 PM Eastern Time

Like other publicly traded stocks, Intercorp Financial Services (IFS) shares are bought and sold on stock exchanges such as BVL and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Intercorp Financial Services (IFS) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add IFS to your watchlist.

Intercorp Financial Services trades under the ticker symbol IFS on the BVL stock exchange. The ticker IFS is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Intercorp Financial Services (IFS) employs approximately 8,542 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: February 15, 2026 at 5:19 PM Eastern Time

Intercorp Financial Services (IFS) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Intercorp Financial Services (IFS) stock peers based on overlapping products, services, and competitive dynamics:Banco del Bajío (BBAJIO O)Credicorp (BAP)Banco Davivienda (PFDAVVNDA)Banco Macro (BMA)Banco BBVA Perú (BBVAC1) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Intercorp Financial Services.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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