B

Banco Pine
PINE4

Last Price

Financial Snapshot

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Market Data

Market Cap
R$3.23B
EV
-
Shares Outstanding
235.95M
Beta
0.67
Industry
-

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
4
P/E 2026E
7.05x
P/B 2026E
1.98x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
49.70%
Net Profit Margin 2026E
16.41%
ROE 2026E
31.00%
ROA 2026E
1.50%

Dividends

DPS 2026E
R$0.70
Payout Ratio 2026E
35.35%
Div. Yield 2026E
4.99%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Banco Pine S.A.

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B

Banco Pine S.A.

PINE4

Banco Pine S.A. provides banking products and services in Brazil and the Cayman Islands. It is involved in the commercial, investment, credit, financing, foreign exchange, and leasing operations. Banco Pine S.A. was incorporated in 1991 and is headquartered in São Pau...

Sector

Industry

CEO

Sanchez, Mauro

Employees

477

IPO Date

Headquarters

Av. Pres. Juscelino Kubitschek, 1.830 - Itaim Bibi, São Paulo, São Paulo Brazil

📊 Stock Price & Performance

The last closing price of Banco Pine (PINE4) is R$13.95, reflecting a -4.97% change from the prior session. Last updated: February 15, 2026 at 5:15 PM Eastern Time

Review of Recent PINE4 Stock Performance trends:Past 3 Months: The stock recorded a change of -13.62%. Last updated: February 15, 2026 at 5:15 PM Eastern Time

Over the last year, Banco Pine (PINE4) has established a 52-week price range between a high of R$14.99 and a low of R$4.20. This metric is essential for assessing the stock's annual volatility. Last updated: February 15, 2026 at 5:15 PM Eastern Time

Banco Pine (PINE4) is considered a low volatility stock. It has a beta of 0.67, which means it typically moves 0.67 times as much as the broader market. Over the past 52 weeks, PINE4 has traded within a R$4.20 – R$14.99 range. Last updated: February 15, 2026 at 5:15 PM Eastern Time

Based on current PINE4 analyst forecasts, the consensus price target for Banco Pine (PINE4) is R$19.55 for 2027. Relative to the current price of R$13.95, this implies a positive upside of +40.14%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: February 15, 2026 at 5:15 PM Eastern Time

💰 Financial Metrics & Reports

The current Banco Pine (PINE4) market capitalization is approximately R$3.23B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Banco Pine's market cap fluctuates with changes in its share price and share count. Last updated: February 15, 2026 at 5:15 PM Eastern Time

In the most recently reported quarter, Banco Pine (PINE4) generated R$478.30M in revenue, representing a +234.07% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: February 15, 2026 at 4:10 AM Eastern Time

In the most recently reported fiscal year, Banco Pine (PINE4) generated net income of R$444.80M, compared with R$258.20M in the prior fiscal year, representing a +72.27% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of R$449.00M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: February 15, 2026 at 4:10 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Banco Pine (PINE4) revenue was R$478.30M. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: February 15, 2026 at 4:10 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Banco Pine (PINE4) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: R$13.95Consensus price target: R$19.55Implied return: +40.14% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: February 15, 2026 at 5:15 PM Eastern Time

Based on the latest available analyst coverage, Banco Pine (PINE4) currently carries a Buy consensus rating. Analysts' average PINE4 price target is R$19.55. Relative to the current share price of R$13.95, this suggests a potential price change of approximately +40.14%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: February 15, 2026 at 5:15 PM Eastern Time

Like other publicly traded stocks, Banco Pine (PINE4) shares are bought and sold on stock exchanges such as BOVESPA and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Banco Pine (PINE4) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add PINE4 to your watchlist.

Banco Pine trades under the ticker symbol PINE4 on the BOVESPA stock exchange. The ticker PINE4 is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Banco Pine (PINE4) employs approximately 477 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: February 15, 2026 at 5:15 PM Eastern Time

Banco Pine (PINE4) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Banco Pine (PINE4) stock peers based on overlapping products, services, and competitive dynamics:Inter & Co (INTR)Nu Holdings (NU)Grupo Financiero Banorte (GFNORTE O)Banco Santander (Brasil) (SANB11)Itaú Unibanco Holding (ITUB4)Banco do Brasil (BBAS3)Caixa Seguridade Participações (CXSE3)Banco Hipotecario (BHIP)Credicorp (BAP)B3 S.A. - Brasil (B3SA3) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Banco Pine.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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