P

Premia Finance
PFI

Last Price

Financial Snapshot

gainify

Market Data

Market Cap
€3.60M
EV
€3.85M
Shares Outstanding
3.93M
Beta
0.04
Industry
Financial - Credit Services

Wall Street View

Analyst Rating
HOLD
Analyst Target Price
Number of Analysts
1
P/E 2025E
91.50x
P/B 2025E
1.31x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
1.75%
Net Profit Margin 2025E
-
ROE 2025E
1.92%
ROA 2025E
-

Dividends

DPS 2025E
-
Payout Ratio 2025E
-
Div. Yield 2025E
-
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

gainify

About Premia Finance S.p.A.

gainify

P

Premia Finance S.p.A.

PFI

Premia Finance S.p.A. operates as a credit mediation company in Italy. The company’s products include employee loans, assignment of the fifth of the pension, loan with proxy, mortgages, personal loans, insurance, and advance TFS (end of service treatment). It operates...

Sector

Financial Services

Industry

Financial - Credit Services

CEO

Data Unavailable

Employees

27

IPO Date

2021-06-16

Headquarters

Viale Jonio 35, Catania, Catania, 95129, Italy

📊 Stock Price & Performance

The last closing price of Premia Finance (PFI) is €0.92, reflecting a +4.57% change from the prior session. Last updated: December 30, 2025 at 11:31 AM Eastern Time

Review the recent PFI stock performance trends:Past 1 Month: Premia Finance (PFI) shares have +30.71%.Past 3 Months: The stock has +23.65%.Past 6 Months: PFI shares have +20.39%. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Over the last year, Premia Finance (PFI) has established a 52-week price range between a high of €1.29 and a low of €0.47. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Premia Finance (PFI) is considered a low volatility stock. It has a beta of 0.04, which means it typically moves 0.04 times as much as the broader market. Over the past 52 weeks, PFI has traded within a €0.47 – €1.29 range. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Based on current PFI analyst forecasts and market assumptions, the consensus price target for Premia Finance (PFI) is €1.00 for 2027. Relative to the current price of €0.92, this implies a positive upside of +9.29%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 31, 2025 at 11:39 PM Eastern Time

💰 Financial Metrics & Reports

The current Premia Finance (PFI) market capitalization is approximately €3.60M, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Premia Finance's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:39 PM Eastern Time

In the most recently reported quarter, Premia Finance (PFI) generated €1.90M in revenue, representing a +22.67% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:16 AM Eastern Time

In the most recently reported fiscal year, Premia Finance (PFI) generated net income of €8.06K, compared with €-18.59K in the prior fiscal year, representing a -143.36% year over year change. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:16 AM Eastern Time

According to its latest quarterly filing, Premia Finance (PFI) reported EBITDA of €92.07K, representing a +8.42% year over year change. EBITDA is a non-GAAP measure and does not account for depreciation, amortization, interest expense, taxes, or capital expenditures. As a result, it should be considered alongside other financial metrics when assessing operating performance. Actual results may differ from estimates as company-specific or macroeconomic conditions evolve. Last updated: January 1, 2026 at 2:16 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 0.01x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 2:16 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Premia Finance (PFI) revenue was €1.90M. Earnings per share (EPS) for the quarter were €0.00. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:16 AM Eastern Time

Premia Finance (PFI) does not currently pay a dividend. Over the last twelve months (LTM), the company paid €0.00 per share in dividends, and no dividend payments are currently expected over the next twelve months (NTM). Companies that do not pay dividends typically prioritize reinvesting cash into growth initiatives, capital expenditures, debt reduction, or strategic investments, though dividend policy may change in the future. Last updated: January 1, 2026 at 2:16 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Premia Finance (PFI) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: €0.92Consensus price target: €1.00Implied return: +9.29% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 2:16 AM Eastern Time

Based on the latest available analyst coverage, Premia Finance (PFI) currently carries a Hold consensus rating. Analysts' average PFI price target is €1.00. Relative to the current share price of €0.92, this suggests a potential price change of approximately +9.29%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 2:16 AM Eastern Time

Like other publicly traded stocks, Premia Finance (PFI) shares are bought and sold on stock exchanges such as BIT and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Premia Finance (PFI) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add PFI to your watchlist.

Premia Finance trades under the ticker symbol PFI on the BIT stock exchange. The ticker PFI is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Premia Finance (PFI) employs approximately 27 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Premia Finance (PFI) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Premia Finance (PFI) stock peers based on overlapping products, services, and competitive dynamics:China Art Financial Holdings (1572)Akme Fintrade (India) (AFIL)Wedge Holdings (2388) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Premia Finance.

gainifypowered-by-sp
Socials
Send us an emailFollow us on XConnect with us on LinkedInFollow us on InstagramFollow us on ThreadsCheck us out on TrustpilotFollow us on YouTubeFind us on Google Maps

Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

View Data Providers

NEWSLETTER

Gainify provides tools and content designed to help users explore and understand the world of investing. All information available through our platform is for educational and informational use only. It is not intended as financial, investment or legal advice, and should not be treated as a recommendation or endorsement of any investment approach.
Our content is general in nature and does not account for your personal financial circumstances. Any investment decisions you make are your responsibility. We strongly recommend speaking with a licensed financial advisor or professional before acting on any information found on Gainify. Before using Gainify, please review our Terms of Service.

© 2026 Gainify. All rights reserved.