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Banca Popolare di Sondrio S.p.A
BPSO

Last Price

Financial Snapshot

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Market Data

Market Cap
€7.49B
EV
-
Shares Outstanding
449.82M
Beta
0.77
Industry
Banks - Regional

Wall Street View

Analyst Rating
HOLD
Analyst Target Price
Number of Analysts
4
P/E 2025E
11.54x
P/B 2025E
1.85x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
62.07%
Net Profit Margin 2025E
39.05%
ROE 2025E
14.25%
ROA 2025E
1.03%

Dividends

DPS 2025E
€1.12
Payout Ratio 2025E
77.78%
Div. Yield 2025E
6.71%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Banca Popolare di Sondrio S.p.A

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Banca Popolare di Sondrio S.p.A

BPSO

Banca Popolare di Sondrio S.p.A., together with its subsidiaries, provides various banking products and services to households, small and medium-sized enterprises, and institutions in Italy. The company offers current and checking accounts; sight deposits, time deposi...

Sector

Financial Services

Industry

Banks - Regional

CEO

Sonnino, Elvio

Employees

3,752

IPO Date

1995-03-28

Headquarters

Piazza Garibaldi 16, Sondrio, Sondrio, 23100, Italy

📊 Stock Price & Performance

The last closing price of Banca Popolare di Sondrio S.p.A (BPSO) is €16.69, reflecting a +2.11% change from the prior session. Last updated: December 30, 2025 at 11:31 AM Eastern Time

Review the recent BPSO stock performance trends:Past 1 Month: Banca Popolare di Sondrio S.p.A (BPSO) shares have +11.90%.Past 3 Months: The stock has +25.47%.Past 6 Months: BPSO shares have +41.10%. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Over the last year, Banca Popolare di Sondrio S.p.A (BPSO) has established a 52-week price range between a high of €16.74 and a low of €7.86. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Banca Popolare di Sondrio S.p.A (BPSO) is considered a medium volatility stock. It has a beta of 0.77, which means it typically moves 0.77 times as much as the broader market. Over the past 52 weeks, BPSO has traded within a €7.86 – €16.74 range. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Based on current BPSO analyst forecasts and market assumptions, the consensus price target for Banca Popolare di Sondrio S.p.A (BPSO) is €12.45 for 2027. Relative to the current price of €16.69, this implies a potential downside of -25.23%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 31, 2025 at 11:39 PM Eastern Time

A €1,000 investment in Banca Popolare di Sondrio S.p.A 5 years ago, when the stock was trading around €2.22, would be worth approximately €7533.19 today, based solely on share price performance (excluding dividends). This represents a total return of 653.32% over the period, equivalent to a compound annual growth rate (CAGR) of 49.76%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:39 PM Eastern Time

💰 Financial Metrics & Reports

The current Banca Popolare di Sondrio S.p.A (BPSO) market capitalization is approximately €7.49B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Banca Popolare di Sondrio S.p.A's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:39 PM Eastern Time

In the most recently reported quarter, Banca Popolare di Sondrio S.p.A (BPSO) generated €417.41M in revenue, representing a +0.07% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:15 AM Eastern Time

In the most recently reported fiscal year, Banca Popolare di Sondrio S.p.A (BPSO) generated net income of €574.94M, compared with €461.16M in the prior fiscal year, representing a +24.67% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of €653.71M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:15 AM Eastern Time

Based on the latest available data, Banca Popolare di Sondrio S.p.A (BPSO) is currently trading at a last twelve months (LTM) P/E ratio of 11.48x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 2:15 AM Eastern Time

📅 Earnings & Dividends

Banca Popolare di Sondrio S.p.A (BPSO) is currently scheduled to report its next earnings results on February 2, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:39 PM Eastern Time

In the most recently reported quarter, Banca Popolare di Sondrio S.p.A (BPSO) revenue was €417.41M. Earnings per share (EPS) for the quarter were €0.39. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:15 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Banca Popolare di Sondrio S.p.A (BPSO) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: €16.69Consensus price target: €12.45Implied return: -25.23% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 2:15 AM Eastern Time

Based on the latest available analyst coverage, Banca Popolare di Sondrio S.p.A (BPSO) currently carries a Hold consensus rating. Analysts' average BPSO price target is €12.45. Relative to the current share price of €16.69, this suggests a potential price change of approximately -25.23%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 2:15 AM Eastern Time

Like other publicly traded stocks, Banca Popolare di Sondrio S.p.A (BPSO) shares are bought and sold on stock exchanges such as BIT and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Banca Popolare di Sondrio S.p.A (BPSO) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add BPSO to your watchlist.

Banca Popolare di Sondrio S.p.A trades under the ticker symbol BPSO on the BIT stock exchange. The ticker BPSO is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Banca Popolare di Sondrio S.p.A (BPSO) employs approximately 3,752 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:39 PM Eastern Time

Banca Popolare di Sondrio S.p.A (BPSO) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Banca Popolare di Sondrio S.p.A (BPSO) stock peers based on overlapping products, services, and competitive dynamics:FinecoBank Banca Fineco (FBK)Credito Emiliano (CE)Banco BPM (BAMI)UniCredit (UCG)Banca Monte dei Paschi di Siena (BMPS)Bank Millennium (MIL)Alpha Bank (ALPHA)Banco di Desio e della Brianza (BDB)Alior Bank (ALR) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Banca Popolare di Sondrio S.p.A.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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