O

Optima bank
OPTIMA

Last Price

Financial Snapshot

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Market Data

Market Cap
€1.71B
EV
-
Shares Outstanding
221.29M
Beta
0.28
Industry
Banks - Regional

Wall Street View

Analyst Rating
BUY
Analyst Target Price
Number of Analysts
2
P/E 2025E
10.61x
P/B 2025E
2.27x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2025E
76.63%
Net Profit Margin 2025E
56.01%
ROE 2025E
24.45%
ROA 2025E
2.60%

Dividends

DPS 2025E
€0.22
Payout Ratio 2025E
30.14%
Div. Yield 2025E
2.90%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Optima bank S.A.

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O

Optima bank S.A.

OPTIMA

Optima bank S.A. provides banking, brokerage, and investment banking services in Greece. The company offers accounts for individuals and businesses; deposit accounts; housing loans and working capital finance; bond loans and factoring services; and investment products...

Sector

Financial Services

Industry

Banks - Regional

CEO

Kyparissis, Dimitris

Employees

610

IPO Date

2023-10-04

Headquarters

32 Aigialeias St., Marousi 151 25, Greece

📊 Stock Price & Performance

The last closing price of Optima bank (OPTIMA) is €7.59, reflecting a +0.13% change from the prior session. Last updated: December 31, 2025 at 5:44 AM Eastern Time

Review the recent OPTIMA stock performance trends:Past 1 Month: Optima bank (OPTIMA) shares have +0.13%.Past 3 Months: The stock has -8.65%.Past 6 Months: OPTIMA shares have +15.59%. Last updated: December 31, 2025 at 11:38 PM Eastern Time

Over the last year, Optima bank (OPTIMA) has established a 52-week price range between a high of €8.94 and a low of €3.90. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:38 PM Eastern Time

Optima bank (OPTIMA) is considered a low volatility stock. It has a beta of 0.28, which means it typically moves 0.28 times as much as the broader market. Over the past 52 weeks, OPTIMA has traded within a €3.90 – €8.94 range. Last updated: December 31, 2025 at 11:38 PM Eastern Time

Based on current OPTIMA analyst forecasts and market assumptions, the consensus price target for Optima bank (OPTIMA) is €8.90 for 2027. Relative to the current price of €7.59, this implies a positive upside of +15.44%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 31, 2025 at 11:38 PM Eastern Time

💰 Financial Metrics & Reports

The current Optima bank (OPTIMA) market capitalization is approximately €1.71B, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Optima bank's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:38 PM Eastern Time

In the most recently reported quarter, Optima bank (OPTIMA) generated €72.40M in revenue, representing a +14.98% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:13 AM Eastern Time

In the most recently reported fiscal year, Optima bank (OPTIMA) generated net income of €140.20M, compared with €103.00M in the prior fiscal year, representing a +36.12% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of €163.00M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:13 AM Eastern Time

Based on the latest available data, Optima bank (OPTIMA) is currently trading at a last twelve months (LTM) P/E ratio of 10.85x. The P/E ratio reflects how much investors are willing to pay today for a dollar of earnings and can vary meaningfully over time due to changes in profitability, growth expectations, margin outlook, and earnings volatility. Last updated: January 1, 2026 at 2:13 AM Eastern Time

📅 Earnings & Dividends

In the most recently reported quarter, Optima bank (OPTIMA) revenue was €72.40M, compared with analyst consensus expectations of €74.00M, representing a -2.16% revenue surprise versus expectations. Earnings per share (EPS) for the quarter were €0.19. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:13 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Optima bank (OPTIMA) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: €7.59Consensus price target: €8.90Implied return: +15.44% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 2:13 AM Eastern Time

Based on the latest available analyst coverage, Optima bank (OPTIMA) currently carries a Buy consensus rating. Analysts' average OPTIMA price target is €8.90. Relative to the current share price of €7.59, this suggests a potential price change of approximately +15.44%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 2:13 AM Eastern Time

Like other publicly traded stocks, Optima bank (OPTIMA) shares are bought and sold on stock exchanges such as ATSE and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Optima bank (OPTIMA) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add OPTIMA to your watchlist.

Optima bank trades under the ticker symbol OPTIMA on the ATSE stock exchange. The ticker OPTIMA is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Optima bank (OPTIMA) employs approximately 610 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:38 PM Eastern Time

Optima bank (OPTIMA) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Optima bank (OPTIMA) stock peers based on overlapping products, services, and competitive dynamics:Alpha Bank (ALPHA)National Bank of Greece (ETE)Piraeus Financial Holdings (TPEIR)Addiko Bank (ADKO)Bank Ochrony Srodowiska (BOS)SJF Bank (SPKSJF)Norion Bank (NORION)Hellenic Exchanges - Athens Stock Exchange (EXAE) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Optima bank.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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