R

Resimac Group
RMC

Last Price

Financial Snapshot

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Market Data

Market Cap
A$379.50M
EV
-
Shares Outstanding
395.44M
Beta
1.32
Industry
Financial - Mortgages

Wall Street View

Analyst Rating
OUTPERFORM
Analyst Target Price
Number of Analysts
3
P/E 2026E
7.21x
P/B 2026E
0.97x

Historical 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Forecasted 3Y Growth Rate

Revenue
EBIT
EPS
BVPS

Margins & Returns

Ebit Margin 2026E
8.91%
Net Profit Margin 2026E
5.16%
ROE 2026E
13.93%
ROA 2026E
0.30%

Dividends

DPS 2026E
A$0.07
Payout Ratio 2026E
53.85%
Div. Yield 2026E
7.47%
DPS Last 3Y CAGR

Price Dynamic

Price

%

1M

3M

6M

1Y

3Y

5Y

Peers

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About Resimac Group Limited

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R

Resimac Group Limited

RMC

Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. The company operates through Home Loan Lending business, New Zealand Lending, and Asset Finance Lending segments. It offers prime and specialist lendin...

Sector

Financial Services

Industry

Financial - Mortgages

CEO

Lirantzis, Peter

Employees

300

IPO Date

2001-03-18

Headquarters

201 Kent Street Level 22 Sydney, New South Wales, 2000, Australia

📊 Stock Price & Performance

The last closing price of Resimac Group (RMC) is A$0.96, reflecting a -0.52% change from the prior session. Last updated: December 31, 2025 at 10:11 PM Eastern Time

Review the recent RMC stock performance trends:Past 1 Month: Resimac Group (RMC) shares have -3.52%.Past 3 Months: The stock has -17.24%.Past 6 Months: RMC shares have +13.61%. Last updated: December 31, 2025 at 11:36 PM Eastern Time

Over the last year, Resimac Group (RMC) has established a 52-week price range between a high of A$1.23 and a low of A$0.81. This metric is essential for assessing the stock's annual volatility. Last updated: December 31, 2025 at 11:36 PM Eastern Time

Resimac Group (RMC) is considered a medium volatility stock. It has a beta of 1.32, which means it typically moves 1.32 times as much as the broader market. Over the past 52 weeks, RMC has traded within a A$0.81 – A$1.23 range. Last updated: December 31, 2025 at 11:36 PM Eastern Time

Based on current RMC analyst forecasts and market assumptions, the consensus price target for Resimac Group (RMC) is A$1.18 for 2027. Relative to the current price of A$0.96, this implies a positive upside of +23.26%. Price targets reflect forward-looking estimates based on information available at the time and are inherently subject to change as underlying assumptions, company fundamentals, or market conditions evolve. Last updated: December 31, 2025 at 11:36 PM Eastern Time

A A$1,000 investment in Resimac Group 5 years ago, when the stock was trading around A$2.16, would be worth approximately A$444.49 today, based solely on share price performance (excluding dividends). This represents a total return of -55.55% over the period, equivalent to a compound annual growth rate (CAGR) of -14.97%. Past performance reflects historical price movements only and does not imply future results. Last updated: December 31, 2025 at 11:36 PM Eastern Time

💰 Financial Metrics & Reports

The current Resimac Group (RMC) market capitalization is approximately A$379.50M, based on its latest share price and shares outstanding. Market capitalization represents the total market value of a company's equity and is calculated by multiplying the current stock price by the number of shares outstanding. As a result, Resimac Group's market cap fluctuates with changes in its share price and share count. Last updated: December 31, 2025 at 11:36 PM Eastern Time

In the most recently reported quarter, Resimac Group (RMC) generated A$46.39M in revenue, representing a +48.13% year over year change. Quarterly revenue results and expectations reflect underlying demand trends, pricing dynamics, product or service mix, seasonality, and broader macroeconomic conditions. Actual results may differ from consensus estimates as new information becomes available. Last updated: January 1, 2026 at 2:06 AM Eastern Time

In the most recently reported fiscal year, Resimac Group (RMC) generated net income of A$34.58M, compared with A$34.59M in the prior fiscal year, representing a -0.02% year over year change. For the upcoming fiscal year, analyst consensus currently estimates net income of A$59.00M. Net income may be positive or negative and can fluctuate materially from year to year due to changes in operating performance, non-recurring or one-time items, accounting treatments, capital structure, and broader macroeconomic conditions. Last updated: January 1, 2026 at 2:06 AM Eastern Time

As of the most recent reporting period, the company's debt-to-equity ratio stands at 44.82x, calculated as total debt divided by total shareholders' equity. A lower debt-to-equity ratio generally indicates a more conservative capital structure with less reliance on external borrowing, while a higher ratio suggests greater financial leverage and potentially higher sensitivity to interest rates, refinancing conditions, and earnings volatility. The debt-to-equity ratio should be interpreted in the context of the company's industry, business model, cash flow stability, and balance sheet composition. Last updated: January 1, 2026 at 2:06 AM Eastern Time

📅 Earnings & Dividends

Resimac Group (RMC) is currently scheduled to report its next earnings results on February 22, 2026. Earnings dates are subject to change and may be updated by the company with limited notice. Investors typically monitor upcoming earnings releases closely, as they can result in increased volatility depending on reported results, forward guidance, and management commentary. Last updated: December 31, 2025 at 11:36 PM Eastern Time

In the most recently reported quarter, Resimac Group (RMC) revenue was A$46.39M. Earnings per share (EPS) for the quarter were A$0.03. Revenue and EPS surprises may be positive or negative and can influence near-term stock performance depending on expectations, forward guidance, and broader market and sector conditions. For a detailed history of analyst expectations versus reported results, view the full estimates vs. actuals track record here: 👉 Estimates vs. Actuals Last updated: January 1, 2026 at 2:06 AM Eastern Time

📈 Analyst Information

Analyst assessments of whether Resimac Group (RMC) consensus price target is overvalued or undervalued are generally expressed relative to consensus valuation frameworks and price targets, rather than as an absolute judgment.Current share price: A$0.96Consensus price target: A$1.18Implied return: +23.26% An implied return above current levels indicates that, on average, analysts view the stock as trading below their estimated fair value. Conversely, an implied return below current levels suggests the stock may be fully valued or priced above consensus expectations. This content is for informational purposes only and does not constitute investment advice. Last updated: January 1, 2026 at 2:06 AM Eastern Time

Based on the latest available analyst coverage, Resimac Group (RMC) currently carries a Outperform consensus rating. Analysts' average RMC price target is A$1.18. Relative to the current share price of A$0.96, this suggests a potential price change of approximately +23.26%. Analyst views are forward-looking estimates and should not be considered investment advice. Last updated: January 1, 2026 at 2:06 AM Eastern Time

Like other publicly traded stocks, Resimac Group (RMC) shares are bought and sold on stock exchanges such as ASX and other supported markets, depending on the listing. The most common way to buy shares is through an online brokerage account. To get started, you typically need to: Open an account with a licensed stock brokerComplete the broker's verification processFund your accountPlace a buy order for Resimac Group (RMC) shares Trading involves risk, and investors should consider their financial objectives and risk tolerance before investing.

ℹ️ Company Information

At the top right of this page, you'll see a star icon labeled Add to watchlist. Click it to add RMC to your watchlist.

Resimac Group trades under the ticker symbol RMC on the ASX stock exchange. The ticker RMC is used to identify the company's common stock across trading platforms, market data providers, and regulatory filings.

As of the most recently reported period, Resimac Group (RMC) employs approximately 300 people worldwide. Reported employee figures may fluctuate over time due to hiring activity, restructuring, automation initiatives, or changes in business strategy. Headcount data is typically disclosed in company filings and reflects full-time employees unless otherwise stated. Last updated: December 31, 2025 at 11:36 PM Eastern Time

Resimac Group (RMC) operates in a highly competitive market with companies that often have different business models, geographic exposure, and end markets. While no two companies are identical, the following firms are generally considered the closest Resimac Group (RMC) stock peers based on overlapping products, services, and competitive dynamics:Pepper Money (PPM)Liberty Financial Group (LFG)Home First Finance Company India (HOMEFIRST)India Shelter Finance Corporation (INDIASHLTR)Credit Corp Group (CCP)Aavas Financiers (AAVAS)FSA Group (FSA)Latitude Group Holdings (LFS)Aptus Value Housing Finance India (APTUS) These peers may differ in size, business mix, financial profile, and strategic focus, but they are commonly referenced due to overlapping markets, customer segments, or competitive positioning relative to Resimac Group.

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Market data is sourced from S&P Global Market Intelligence. All insights and analysis are developed by Gainify. Copyright © 2026, S&P Global Market Intelligence. All rights reserved.

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